\nAstfel de cifre, publicate imediat dup\u0103 victoria \u00een alegeri a cancelarului german Angela Merkel, nu sunt \u00eens\u0103 de natur\u0103 s\u0103 contracareze aerul de descurajare din Europa generat de persisten\u0163a unui \u015fomaj care afecteaz\u0103 peste 19 milioane de oameni. Raportul de toamn\u0103 al Ernst&Young cu prognozele pentru zona euro anticipeaz\u0103 c\u0103 zona euro va ajunge la cre\u015ftere economic\u0103 abia la anul (0,9%), dar \u015fomajul va continua s\u0103 urce \u015fi pe parcursul anului viitor, ajung\u00e2nd la 12,6% la jum\u0103tatea lui 2014, cu mari diferen\u0163e pe ansamblul zonei (29% \u00een Grecia, 5,4% \u00een Germania). Cre\u015fterea economic\u0103 slab\u0103 este explicat\u0103 de EY prin dezintermedierea financiar\u0103, respectiv lipsa de surse de finan\u0163are at\u00e2t la nivelul sectorului public, c\u00e2t \u015fi la nivelul celui private.<\/p>\n
\nPotrivit datelor B\u0103ncii Centrale Europene, creditarea \u00een zona euro s-a redus \u015fi mai mult \u00een august: \u00eemprumuturile c\u0103tre companii au sc\u0103zut cu 12 mld. euro, dup\u0103 o sc\u0103dere de 17 mld. euro \u00een iulie, \u00een timp ce creditele c\u0103tre persoane fizice au crescut cu 4 mld. euro, dup\u0103 o reducere cu 3 mld. \u00een iulie. Majoritatea analizelor economice arat\u0103 c\u0103 redresarea zonei euro nu poate deveni durabil\u0103 at\u00e2ta timp c\u00e2t b\u0103ncile nu re\u00eencep s\u0103 acorde credite companiilor, iar aceast\u0103 perspectiv\u0103 pare s\u0103 se \u00eendep\u0103rteze, \u00een contextul inten\u0163iilor recent anun\u0163ate de autorit\u0103\u0163ile financiare europene de a derula un nou control al activelor bancare, \u00eenso\u0163it de un test de solvabilitate.<\/p>\n
\nAmbele demersuri sunt menite s\u0103 amelioreze pe termen mediu credibilitatea b\u0103ncilor \u015fi s\u0103 le stimuleze s\u0103-\u015fi pun\u0103 \u00een ordine bilan\u0163urile, iar unele b\u0103nci au anun\u0163at deja fie major\u0103ri de capital, fie supliment\u0103ri de provizioane spre a face fa\u0163\u0103 testului. \u00cen acela\u015fi timp, acest efort men\u0163ine inevitabil pe termen scurt creditarea la un nivel sc\u0103zut, situa\u0163ie care e de a\u015fteptat s\u0103 persiste p\u00e2n\u0103 ce restructurarea b\u0103ncilor europene va fi avansat suficient \u00eenc\u00e2t dependen\u0163a lor fa\u0163\u0103 de finan\u0163\u0103rile de la Banca Central\u0103 European\u0103 s\u0103 dea m\u0103car semne c\u0103 s-ar putea reduce.<\/p>\n","protected":false},"excerpt":{"rendered":"
Criza a fost dep\u0103\u015fit\u0103 \u00een zona euro: activitatea de afaceri \u00een septembrie a ajuns la maximul ultimelor 27 de luni, conform sondajului Markit Economics \u00een r\u00e2ndul managerilor, iar anali\u015ftii de la Capital Economics, cunoscu\u0163i prin scepticism, consider\u0103 c\u0103 \u00een trimestrul al treilea, cre\u015fterea economic\u0103 a zonei euro ar fi de cca 0,4% fa\u0163\u0103 de precedentul, dup\u0103 o cre\u015ftere de 0,3% \u00een trimestrul al doilea.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[81,7267,8830,182,188,7921,5842,7931,11256,13242],"class_list":["post-99776","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-afaceri","tag-banci","tag-bce","tag-criza","tag-economie","tag-germania","tag-grecia","tag-pib","tag-somaj","tag-zona-euro"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99776"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99776\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}