{"id":99532,"date":"2013-09-23T10:37:46","date_gmt":"2013-09-23T10:37:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=99532"},"modified":"2013-09-23T10:37:46","modified_gmt":"2013-09-23T10:37:46","slug":"fondul-de-garantare-a-creditelor-si-a-propus-sa-dea-garantii-de-730-mil-euro-pana-la-finalul-anului","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=99532","title":{"rendered":"Fondul de Garantare a Creditelor \u015fi-a propus s\u0103 dea garan\u0163ii de 730 mil. euro p\u00e2n\u0103 la finalul anului"},"content":{"rendered":"<p>\nFondul de Garantare a Creditelor pentru IMM-uri, institu\u0163ie de\u0163inut\u0103 de stat, vrea s\u0103 ajung\u0103 p\u00e2n\u0103 la sf\u00e2r\u015fitul anului la un volum de garan\u0163ii de 720-730 mil. euro acordate firmelor mici \u015fi mijlocii. Nivelul este u\u015for peste cel al garan\u0163iilor de anul trecut.<\/p>\n<p>\nRolul de institu\u0163ie de garantrare al Fondului a devenit mai vizibil abia \u00een perioada de criz\u0103, pe m\u0103sur\u0103 ce capacitatea firmelor de a aduce garan\u0163ii proprii la banc\u0103 s-a diminuat. De exemplu, \u00een 2008 volumul garan\u0163iilor acordate era de circa 170 mil. euro. Fondul are un stoc total de garan\u0163ii acordate de circa 900 mil. euro. Cea mai mare parte a garan\u0163iilor sunt acordate pentru credite accesate de firme din comer\u0163.<\/p>\n<p>\numai 8% din garan\u0163ii sunt accesate de firme din agricultur\u0103, \u00een timp ce juc\u0103torii din industrie au o pondere de 25% din total. Oficialii fondului de garantare spun c\u0103 inten\u0163ioneaz\u0103 s\u0103-\u015fi reduc\u0103 expunerea pe comer\u0163 \u015fi s\u0103 garanteze mai mult activit\u0103\u0163ile productive. Fondul a pl\u0103tit anul trecut 40 mil. euro c\u0103tre b\u0103nci \u00een contul garan\u0163iilor acordate pentru credite care ulterior au ajuns \u00een default. Aceasta \u00eenseamn\u0103 un coeficient de default de circa 4%.<\/p>\n<p>\n<strong>Acest articol a ap\u0103rut \u00een edi\u0163ia tip\u0103rit\u0103 a Ziarului Financiar din data de 23.09.2013<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fondul de Garantare a Creditelor pentru IMM-uri, institu\u0163ie de\u0163inut\u0103 de stat, vrea s\u0103 ajung\u0103 p\u00e2n\u0103 la sf\u00e2r\u015fitul anului la un volum de garan\u0163ii de 720-730 mil. euro acordate firmelor mici \u015fi mijlocii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,10924,379,30997,31847],"class_list":["post-99532","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-fondul-de-garantare","tag-garantii","tag-imm-uri","tag-institutie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99532"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99532\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}