{"id":99279,"date":"2013-09-15T20:15:00","date_gmt":"2013-09-15T20:15:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=99279"},"modified":"2013-09-15T20:15:00","modified_gmt":"2013-09-15T20:15:00","slug":"graficul-saptamanii-viitorul-creditarii-neperformant","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=99279","title":{"rendered":"GRAFICUL S\u0102PT\u0102M\u00c2NII. Viitorul credit\u0103rii: neperformant"},"content":{"rendered":"<p>\n&#8220;B\u0103ncile comerciale sunt obligate s\u0103 aduc\u0103 modific\u0103ri semnificative portofoliului, at\u00e2t pe partea de activ c\u00e2t \u015fi de pasiv, din cauze interne (prelungirea perioadei de cre\u015ftere lent\u0103), c\u00e2t \u015fi externe (intrarea treptat\u0103 \u00een vigoare a acordurilor Basel cu privire la capital \u015fi la lichiditate)&#8221;, ar\u0103ta recent Nicolae D\u0103nil\u0103, membru \u00een CA al BNR. &#8220;Efectul acestor schimb\u0103ri este observat \u00een dezintermedierea financiar\u0103 \u015fi \u00een lipsa unor produse suficiente pentru \u00eenlocuirea surselor de finan\u0163are extern\u0103&#8221;, spunea bancherul, anticip\u00e2nd continuarea cre\u015fterii creditelor neperformante \u00een perioada urm\u0103toare.<\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/11335922\/2\/graficul.jpg?height=350&#038;width=523\" style=\"width: 523px; height: 350px;\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rata creditelor neperformante a crescut de la 16,76% \u00een iunie 2012 la 20,3% \u00een iunie 2013, firmele aflate \u00een insolven\u0163\u0103 \u015fi faliment aveau la sf\u00e2r\u015fitul lunii iulie restan\u0163e la credite de 12 mld. lei, dublu fa\u0163\u0103 de anul trecut, \u00een timp ce soldul creditelor de consum din b\u0103nci a ajuns \u00een iulie la 55 mld. lei, \u00een sc\u0103dere cu echivalentul a 21 mld. lei fa\u0163\u0103 de maximul din februarie 2009.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,16927,185,9817,485,28433,27476,9008,16978,7768],"class_list":["post-99279","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-basel","tag-bnr","tag-consum","tag-credite","tag-dezintermediere","tag-graficul-saptamanii","tag-insolventa","tag-portofoliu","tag-restante"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99279"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99279\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}