{"id":99060,"date":"2013-09-09T14:36:16","date_gmt":"2013-09-09T14:36:16","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=99060"},"modified":"2013-09-09T14:36:16","modified_gmt":"2013-09-09T14:36:16","slug":"cererea-de-credite-mari-ramane-slaba-100-000-de-persoane-si-firme-au-solicitat-imprumuturi-in-iunie","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=99060","title":{"rendered":"Cererea de credite mari r\u0103m\u00e2ne slab\u0103: 100.000 de persoane \u015fi firme au solicitat \u00eemprumuturi \u00een iunie"},"content":{"rendered":"<p>\nCererea de credite de valori mari r\u0103m\u00e2ne anemic\u0103 \u00een ciuda \u00eencerc\u0103rilor bancherilor de a atrage clien\u0163i \u00een sucursale pentru a stopa erodarea portofoliilor, b\u0103ncile solicit\u00e2nd \u00een luna iulie cu pu\u0163in peste 103.000 de rapoarte pentru a afla informa\u0163ii despre clien\u0163ii poten\u0163iali. Num\u0103rul rapoartelor a crescut totu\u015fi peste pragul de 100.000 de interog\u0103ri pentru prima dat\u0103 \u00een ultimele nou\u0103 luni.<\/p>\n<p>\nNum\u0103rul interog\u0103rilor sc\u0103zuse p\u00e2n\u0103 la 70.000 de rapoarte pe lun\u0103 la \u00eenceputul anului, minimul \u00eenregistrat din 2004 \u00eencoace. B\u0103ncile verific\u0103 fiecare client \u00een procesul de aprobare a dosarului de credit, astfel c\u0103 num\u0103rul interog\u0103rilor reflect\u0103 \u00eendeaproape cererea real\u0103 de credite.<\/p>\n<p>\nSpre compara\u0163ie, \u00een perioada de v\u00e2rf b\u0103ncile solicitau \u015fi un milion de rapoarte de credit la CRC &#8211; organismul specializat al BNR care colecteaz\u0103 date despre \u00eemprumuturile mai mari de 20.000 de lei acordate popula\u0163iei \u015fi companiilor.<\/p>\n<p>\nB\u0103ncile aveau la sf\u00e2r\u015fitul lunii iulie o expunere de 307 miliarde de lei pe aceast\u0103 categorie de clientel\u0103, cu circa 3 miliarde de lei sub nivelul din aceea\u015fi perioad\u0103 a anului trecut. Num\u0103rul creditelor de peste 20.000 de lei era de aproape 1,5 milioane la sf\u00e2r\u015fitul lunii iunie.<\/p>\n<p>\n<strong>Acest articol a ap\u0103rut \u00een edi\u0163ia tip\u0103rit\u0103 a Ziarului Financiar din data de 09.09.2013<\/strong><\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cererea de credite de valori mari r\u0103m\u00e2ne anemic\u0103 \u00een ciuda \u00eencerc\u0103rilor bancherilor de a atrage clien\u0163i \u00een sucursale pentru a stopa erodarea portofoliilor<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4124,7736,485,7631],"class_list":["post-99060","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bancheri","tag-credit","tag-credite","tag-imprumuturi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99060"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/99060\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}