{"id":98938,"date":"2013-09-04T11:59:52","date_gmt":"2013-09-04T11:59:52","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=98938"},"modified":"2013-09-04T11:59:52","modified_gmt":"2013-09-04T11:59:52","slug":"unicredit-a-raportat-o-rata-de-credite-neperformante-de-1117-pe-semestrul-intai","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=98938","title":{"rendered":"UniCredit a raportat o rat\u0103 de credite neperformante de 11,17% pe semestrul \u00eent\u00e2i"},"content":{"rendered":"<p>\nUniCredit \u0162iriac Bank \u00eenregistra la jum\u0103tatea anului o rat\u0103 a creditelor neperformante de 11,17%, potrivit raportului semestrial al b\u0103ncii. Pentru 2012 UniCredit raportase o pondere de 12,2% a creditelor cu restan\u0163e mai mari de 90 de zile \u00een totalul portofoliului, \u00een cre\u015ftere u\u015foar\u0103 fa\u0163\u0103 de 11,7% la sf\u00e2r\u015fitul lui 2011.<\/p>\n<p>\nBanca se num\u0103r\u0103 astfel printre institu\u0163iile de credit care afi\u015feaz\u0103 rate de neperforman\u0163\u0103 mult sub media pie\u0163ei, care a trecut de 20% la sf\u00e2r\u015fitul semestrului \u00eent\u00e2i. Provizioanele UniCredit pentru riscul de credit au crescut \u00een ultimul an cu 11,5%, p\u00e2n\u0103 la aproximativ 11,5 mld. lei. \u00cen cazul acestei b\u0103nci ponderea mai redus\u0103 a neperformantelor ar putea fi explicat\u0103 prin men\u0163inerea produc\u0163iei de credite pe un trend ascendent \u00een ultimii ani.<\/p>\n<p>\nSoldul creditelor acordate clien\u0163ilor a urcat \u00een ultimul an cu aproape 5%, p\u00e2n\u0103 la 16,5 mld. lei. Portofoliul este dominat de finan\u0163\u0103rile pentru companii, care aveau o pondere de 71% la sf\u00e2r\u015fitul lunii iunie, \u00eens\u0103 aceasta se va dilua \u00eentru c\u00e2tva \u00een urma \u00eencorpor\u0103rii creditelor de retail preluate de la RBS, opera\u0163iune care ar urma s\u0103 aib\u0103 loc luna aceasta.<\/p>\n<p>\n<strong>Acest articol a ap\u0103rut \u00een edi\u0163ia tip\u0103rit\u0103 a Ziarului Financiar din data de 04.09.2013<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>UniCredit \u0162iriac Bank \u00eenregistra la jum\u0103tatea anului o rat\u0103 a creditelor neperformante de 11,17%, potrivit raportului semestrial al b\u0103ncii. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[15127,519,8400],"class_list":["post-98938","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite-neperformante","tag-raportare","tag-unicredit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98938"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98938\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}