\nRaiffeisen, a treia banc\u0103 local\u0103 dup\u0103 activele de\u0163inute, a redus dob\u00e2nzile la depozitele la termen cu p\u00e2n\u0103 la 0,85 puncte procentuale \u00een cazul sumelor plasate \u00een moneda local\u0103 \u015fi cu p\u00e2n\u0103 la 0,6 puncte \u00een cazul economiilor \u00een euro. Dob\u00e2nda la lei \u00eencasat\u0103 de clien\u0163ii b\u0103ncii variaz\u0103 \u00eentre 3,15% \u015fi 4,1% pe an \u00een func\u0163ie de suma depus\u0103 \u015fi de maturitatea depozitului.<\/p>\n
\nLa euro dob\u00e2nzile variaz\u0103 \u00eentre 1,25% \u015fi 2% pe an. Astfel, pentru un depozit \u00een valoare de 5.000 de euro, un client persoan\u0103 fizic\u0103 poate primi o dob\u00e2nd\u0103 cuprins\u0103 \u00eentre 1,35% \u015fi 1,90%, \u00een timp ce pentru un depozit \u00een valoare de 15.000 de lei Raiffeisen pl\u0103te\u015fte o dob\u00e2nd\u0103 de la 3,2 p\u00e2n\u0103 la 4,15% \u00een func\u0163ie de maturitate.<\/p>\n
\nReducerea dob\u00e2nzilor la depozite a fost prima reac\u0163ie a bancherilor la m\u0103sura B\u0103ncii Na\u0163ionale de sc\u0103dere a dob\u00e2nzii de referin\u0163\u0103 cu o jum\u0103tate de punct procentual p\u00e2n\u0103 la 4,5%, \u00een timp ce actualizarea \u00een jos a costului creditelor \u00een lei nu a reprezentat o prioritate a institu\u0163iilor de credit. Mai multe b\u0103nci, printre care BCR \u015fi Millennium, au cobor\u00e2t dob\u00e2nzile la depozitele la termen \u00een ultima perioad\u0103, pl\u0103tind o dob\u00e2nd\u0103 minim\u0103 de p\u00e2n\u0103 la 3% la lei.<\/p>\n
\nAcest articol a ap\u0103rut \u00een edi\u0163ia tip\u0103rit\u0103 a Ziarului Financiar din data de 04.09.2013<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Raiffeisen, a treia banc\u0103 local\u0103 dup\u0103 activele de\u0163inute, a redus dob\u00e2nzile la depozitele la termen cu p\u00e2n\u0103 la 0,85 puncte procentuale \u00een cazul sumelor plasate \u00een moneda local\u0103 \u015fi cu p\u00e2n\u0103 la 0,6 puncte \u00een cazul economiilor \u00een euro.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30943,35182,187,9803],"class_list":["post-98936","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-depozite-in-lei","tag-depozite-la-termen","tag-dobanzi","tag-raiffeisen"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98936"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98936\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}