{"id":98861,"date":"2013-09-01T19:10:00","date_gmt":"2013-09-01T19:10:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=98861"},"modified":"2013-09-01T19:10:00","modified_gmt":"2013-09-01T19:10:00","slug":"graficul-saptamanii-cum-vad-bancile-sansele-de-crestere-a-creditarii-in-toamna","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=98861","title":{"rendered":"GRAFICUL S\u0102PT\u0102M\u00c2NII. Cum v\u0103d b\u0103ncile \u015fansele de cre\u015ftere a credit\u0103rii \u00een toamn\u0103"},"content":{"rendered":"

\nPe termen scurt (trimestrul al treilea), b\u0103ncile preconizeaz\u0103 revenirea \u00een teritoriu pozitiv a cererii de credite imobiliare \u015fi stabilizarea cererii de credite de consum, \u00een paralel cu “o reducere marginal\u0103” a cererii de credit din partea companiilor nefinanciare, cu excep\u0163ia creditelor pe termen scurt pentru companiile mari.<\/p>\n

\n\u00cen ceea ce prive\u015fte dob\u00e2nzile, ultimele date ale BNR arat\u0103 c\u0103 rata medie a dob\u00e2nzii la creditele noi a cobor\u00e2t \u00een luna iunie at\u00e2t \u00een segmentul popula\u0163iei (-0,20%, p\u00e2n\u0103 la 11,64%), c\u00e2t \u015fi \u00een cel al societ\u0103\u0163ilor nefinanciare (-0,25%, p\u00e2n\u0103 la 9,21%). La r\u00e2ndul s\u0103u, randamentul mediu al depozitelor noi la termen s-a redus \u00een cazul popula\u0163iei (-0,22%, p\u00e2n\u0103 la 4,92%), dar s-a majorat \u00een cel al societ\u0103\u0163ilor nefinanciare (+0,18%, p\u00e2n\u0103 la 4,04%).<\/p>\n

\n\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Volumul creditului neguvernamental s-a mic\u015forat \u00een prima jum\u0103tate a anului cu 2,8% (varia\u0163ie real\u0103 fa\u0163\u0103 de sf\u00e2r\u015fitul anului 2012). Conform celui mai recent sondaj al BNR privind creditarea, cererea de credite a sc\u0103zut semnificativ \u00een al doilea trimestru \u00een cazul creditelor destinate achizi\u0163iei de locuin\u0163e \u015fi terenuri, dar a \u00eenregistrat o cre\u015ftere \u00een segmentul creditului de consum, \u00een special datorit\u0103 evolu\u0163iei pozitive a cererii pentru cardurile de credit.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,7820,9321,201,9817,557,246,439,187,27476,7830,7177,7419,12840],"class_list":["post-98861","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-carduri","tag-cerere","tag-companii","tag-consum","tag-creditare","tag-crestere","tag-depozite","tag-dobanzi","tag-graficul-saptamanii","tag-locuinte","tag-populatie","tag-sondaj","tag-trimestru"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98861"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98861\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}