\nLa creditele de consum garantate cu ipotec\u0103, reducerea ajunge p\u00e2n\u0103 la 3,4%, noile dob\u00e2nzi pornind de la 7% pe an, a informat banca. Pentru creditele de nevoi personale f\u0103r\u0103 garan\u0163ii, reducerea este de p\u00e2n\u0103 la 1%, astfel c\u0103 noile dob\u00e2nzi pornesc de la 12% pe an. La depozitele la termen \u00een lei, dob\u00e2nda va fi redus\u0103 cu valori \u00eentre 0,25% \u015fi 0,5%, astfel \u00eenc\u00e2t dob\u00e2nzile oferite clien\u0163ilor vor fi cuprinse \u00eentre 3% \u015fi 4,25% pe an, \u00een func\u0163ie de maturit\u0103\u0163i.<\/p>\n
\n“Avem suficient\u0103 lichiditate \u015fi suntem preg\u0103ti\u0163i s\u0103 sus\u0163inem revenirea credit\u0103rii \u015fi economia \u00een ansamblu prin credite at\u00e2t negarantate, c\u00e2t \u015fi garantate”, a declarat Andrew Gerber, director Produse Retail \u00een cadrul BCR. “Av\u00e2nd \u00een vedere resursele masive de depozite \u00een lei ale BCR \u015fi oportunit\u0103\u0163ile de a plasa aceste lichidit\u0103\u0163i, decizia noastr\u0103 reflect\u0103 condi\u0163iile actuale ale pie\u0163ei. Preconiz\u0103m c\u0103 pia\u0163a se va alinia la acest nivel”, a ad\u0103ugat Gerber.<\/p>\n
\nLa 5 august, BNR a redus dob\u00e2nda de politic\u0103 monetar\u0103 de la 5% la 4,5%, surprinz\u00e2nd pia\u0163a, care se a\u015fteptase la o sc\u0103dere de numai 0,25%, iar guvernatorul Mugur Is\u0103rescu a anun\u0163at c\u0103 estimarea de infla\u0163ie a fost redus\u0103 de la 3,2% la 3,1% pentru luna decembrie. Eugen \u015einca, economist \u00een cadrul BCR, a interpretat t\u0103ierea dob\u00e2nzii drept o indica\u0163ie clar\u0103 c\u0103 BNR vrea s\u0103 determine b\u0103ncile s\u0103 ieftineasc\u0103 \u00eemprumuturile \u015fi consider\u0103 c\u0103 aceast\u0103 politic\u0103 va continua, astfel \u00eenc\u00e2t la nivelul lui decembrie va fi posibil\u0103 o dob\u00e2nd\u0103 de 4%, iar la anul \u015fi o reducere a rezervelor minime \u00een lei ale b\u0103ncilor la BNR.<\/p>\n
\nBCR, cea mai mare banc\u0103 din Rom\u00e2nia dup\u0103 active, a terminat prima jum\u0103tate a anului cu un profit de aproape 557 mil. lei, fa\u0163\u0103 de o pierdere de 125 mil. lei \u00een aceea\u015fi perioad\u0103 a anului trecut. Volumul agregat al creditelor acordate clien\u0163ilor (\u00eenainte de provizionare) a sc\u0103zut cu 4,3%, p\u00e2n\u0103 la 50,9 mld. lei. Banca a anun\u0163at c\u0103 inten\u0163ioneaz\u0103 s\u0103 se concentreze asupra credit\u0103rii \u00een lei, astfel \u00eenc\u00e2t s\u0103 inverseze combina\u0163ia de monede \u00een portofoliului de credite pe termen mediu \u015fi lung si s\u0103-\u015fi exploateze capacitatea de autofinan\u0163are \u00een lei.<\/p>\n","protected":false},"excerpt":{"rendered":"
BCR, cea mai mare banc\u0103 din \u0163ar\u0103, este prima care a reac\u0163ionat la reducerea dob\u00e2nzii de politic\u0103 monetar\u0103 a BNR anun\u0163\u00e2nd c\u0103 de la 1 septembrie va sc\u0103dea dob\u00e2nzile nu numai la depozite, a\u015fa cum au procedat deja alte b\u0103nci, ci \u015fi la creditele \u00een lei.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,5078,185,485,439,7458,10628,8790,8316],"class_list":["post-98858","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bcr","tag-bnr","tag-credite","tag-depozite","tag-dobanda","tag-ieftinire","tag-politica-monetara","tag-reducere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98858"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98858\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}