\nPortofoliul de clien\u0163i \u00eentreprinderi mici \u015fi mijlocii (IMM-uri) al OTP Bank, un juc\u0103tor de talie medie de\u0163inut de cel mai mare grup financiar din Ungaria, a ajuns la circa 30.000 de firme la sf\u00e2r\u015fitul lunii iulie, ceea ce \u00eenseamn\u0103 un num\u0103r de 6.000 de clien\u0163i noi de la \u00eenceputul anului.<\/p>\n
\n\u201eSegmentul \u00eentreprinderilor mici \u015fi mijlocii este un segment profitabil. Ca num\u0103r de clien\u0163i am \u00eenregistrat o cre\u015ftere de 25% fa\u0163\u0103 de sf\u00e2r\u015fitul anului, de la 24.000 p\u00e2n\u0103 la circa 30.000 de clien\u0163i \u00een prezent\u201d, a afirmat Roxana Hidan, director al direc\u0163iei \u00eentreprinderilor mici \u015fi mijlocii a OTP Bank. Strategia grupului ungar se focalizeaz\u0103 pe atragerea de clien\u0163i IMM-uri, \u00een primul r\u00e2nd pentru c\u0103 rata de default pe portofoliu nou este redus\u0103, de sub 5%.<\/p>\n
\nLa nivelul \u00eentregului portofoliu de clien\u0163i IMM \u00eens\u0103 ponderea neperformantelor este de circa 20%. Multe b\u0103nci au declarat \u00een ultimii ani c\u0103 vizeaz\u0103 creditarea \u00eentreprinderilor mici \u015fi mijlocii, de\u015fi firmele din acest segment au \u00eenregistrat cele mai multe cazuri de intrare \u00een insolven\u0163\u0103.<\/p>\n
\nOTP a lansat pe acest segment un pachet de servicii care vizeaz\u0103 agricultorii produc\u0103tori individuali \u015fi SRL-uri care a\u015fteapt\u0103 subven\u0163ii de la Agen\u0163ia de Pl\u0103\u0163i \u015fi Interven\u0163ie \u00een Agricultur\u0103 (APIA), pachet care include administrarea gratuit\u0103 a contului curent \u015fi un comision redus la jum\u0103tate, de 1%, pentru acordarea creditului, dar \u015fi acces gratuit la serviciul de internet banking.<\/p>\n
\nAcest articol a ap\u0103rut \u00een edi\u0163ia tip\u0103rit\u0103 a Ziarului Financiar din data de 30.08.2013<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Portofoliul de clien\u0163i \u00eentreprinderi mici \u015fi mijlocii (IMM-uri) al OTP Bank, un juc\u0103tor de talie medie de\u0163inut de cel mai mare grup financiar din Ungaria, a ajuns la circa 30.000 de firme la sf\u00e2r\u015fitul lunii iulie, ceea ce \u00eenseamn\u0103 un num\u0103r de 6.000 de clien\u0163i noi de la \u00eenceputul anului.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30997,7173,27792],"class_list":["post-98829","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-imm-uri","tag-otp","tag-unguri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98829"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98829\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}