{"id":98323,"date":"2013-08-11T16:15:00","date_gmt":"2013-08-11T16:15:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=98323"},"modified":"2013-08-11T16:15:00","modified_gmt":"2013-08-11T16:15:00","slug":"un-mesaj-limpede-pentru-banci-taiati-dobanzile","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=98323","title":{"rendered":"Un mesaj limpede pentru b\u0103nci: t\u0103ia\u0163i dob\u00e2nzile!"},"content":{"rendered":"

\nBNR a redus dob\u00e2nda cu 0,5%, la 4,5%, surprinz\u00e2nd pia\u0163a, care se a\u015fteptase la o sc\u0103dere de numai 0,25%, iar guvernatorul Mugur Is\u0103rescu a anun\u0163at c\u0103 estimarea de infla\u0163ie a fost redus\u0103 de la 3,2% la 3,1% pentru luna decembrie.<\/p>\n

\nEugen \u015einca, economist \u00een cadrul BCR, a interpretat t\u0103ierea dob\u00e2nzii drept o indica\u0163ie clar\u0103 c\u0103 BNR vrea s\u0103 determine b\u0103ncile s\u0103 ieftineasc\u0103 \u00eemprumuturile \u015fi consider\u0103 c\u0103 aceast\u0103 politic\u0103 va continua, astfel \u00eenc\u00e2t la nivelul lui decembrie va fi posibil\u0103 o dob\u00e2nd\u0103 de 4%, iar la anul \u015fi o reducere a rezervelor minime \u00een lei ale b\u0103ncilor la BNR.<\/p>\n

\n“Recolta agricol\u0103 este \u00eembel\u015fugat\u0103 \u00een acest an \u015fi pre\u0163urile alimentelor au \u00eenceput deja s\u0103 scad\u0103. TVA la p\u00e2ine va fi redus\u0103 la 9% din septembrie, ceea ce va t\u0103ia 0,2% in infla\u0163ia anual\u0103 \u00een prima lun\u0103, presupun\u00e2nd o transmisie de 25% \u00een pre\u0163ul final al p\u00e2inii. Pe de alt\u0103 parte, liberalizarea pre\u0163urilor la energie pentru consumatorii casnici \u015fi industriali va limita procesul de dezinfla\u0163ie. Creditarea privat\u0103 r\u0103m\u00e2ne slab\u0103, sus\u0163inut\u0103 numai de componenta \u00een lei, care cre\u015fte cu rate anuale sub 5% \u00een termeni nominali, \u00een timp ce evolu\u0163ia creditelor \u00een valut\u0103 a intrat \u00eenc\u0103 de anul trecut \u00een teritoriu negativ”, afirm\u0103 analistul.<\/p>\n

\nRata anual\u0103 a infla\u0163iei a fost de 5,4% \u00een iunie, \u00eens\u0103 acest nivel \u00eenalt se explic\u0103 prin efectul statistic de baz\u0103, respectiv faptul c\u0103 pre\u0163urile volatile ale alimentelor au crescut \u00een a doua jum\u0103tate a anului trecut, iar pre\u0163urile administrate au fost majorate \u00een decembrie \u015fi ianuarie, explic\u0103 Ionu\u0163 Dumitru \u015fi Nicolae Covrig, economi\u015ftii Raiffeisen Bank. \u00cen opinia lor, infla\u0163ia ar urma s\u0103 scad\u0103 spre 2,7% p\u00e2n\u0103 \u00een septembrie \u015fi s\u0103 r\u0103m\u00e2n\u0103 aproape de acest nivel p\u00e2n\u0103 ce efectul de baz\u0103 statistic se va epuiza. “Mai mult, rata anual\u0103 a infla\u0163iei are mari \u015fanse s\u0103 scad\u0103 sub 2% \u00een primul trimestru din 2014.”<\/p>\n

\nAnalit\u015fii Raiffeisen estimeaz\u0103 la cel pu\u0163in 0,4% sc\u0103derea infla\u0163iei anuale ce va fi determinat\u0103 de reducerea TVA la p\u00e2ine. \u00cen acela\u0163i timp, Guvernul a decis \u00een iunie s\u0103 am\u00e2ne pl\u0103\u0163ile pentru certificatele verzi c\u0103tre investitorii \u00een microhidrocentrale, centrale eoliene \u015fi fotovoltaice, ceea ce va duce la o reducere a tarifelor la electricitate cu cca 1,3% \u00een iulie \u015fi cu 4% \u00een august. Dac\u0103 la acestea se adaug\u0103 ieftinirea alimentelor ca efect al recoltei bune, economi\u015ftii b\u0103ncii austriece cred c\u0103 n-ar fi exclus ca BNR s\u0103 reduc\u0103 p\u00e2n\u0103 la finele anului dob\u00e2nda de politic\u0103 monetar\u0103 chiar sub 4%, dac\u0103 nu apar \u015focuri majore de ordin extern (o nou\u0103 fug\u0103 a investitorilor de pie\u0163ele emergente) sau interne (turbulen\u0163e politice, erori de politic\u0103 macroeconomic\u0103).<\/p>\n

\n\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Leul s-a apreciat u\u015for spre sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii, dup\u0103 o scurt\u0103 perioad\u0103 \u00een care reducerea a\u015ftept\u0103rilor de infla\u0163ie \u015fi cobor\u00e2rea de c\u0103tre BNR a dob\u00e2nzii de politic\u0103 monetar\u0103 au determinat o depreciere p\u00e2n\u0103 la 4,4399 lei\/euro, cel mai ridicat nivel de curs din ultimele trei s\u0103pt\u0103m\u00e2ni.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[426,7267,185,23649,7733,187,9538,930,10628,184,8349,8034,8790,340,10383,7366],"class_list":["post-98323","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-alimente","tag-banci","tag-bnr","tag-certificate-verzi","tag-curs-valutar","tag-dobanzi","tag-electricitate","tag-euro","tag-ieftinire","tag-inflatie","tag-leu","tag-paine","tag-politica-monetara","tag-preturi","tag-recolta","tag-tva"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98323"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/98323\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}