{"id":9831,"date":"2008-02-14T12:44:28","date_gmt":"2008-02-14T12:44:28","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=9831"},"modified":"2026-04-02T11:14:28","modified_gmt":"2026-04-02T11:14:28","slug":"creditul-cu-dobanda-descrescatoare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=9831","title":{"rendered":"Creditul cu dobanda descrescatoare"},"content":{"rendered":"<p>Happy End este un credit de nevoi personale fara garantie reala, destinat persoanelor fizice, iar dobanda (variabila) scade, potrivit bancii, cu 20% in ultima treime a perioadei de creditare.<\/p>\n<p>Valoarea maxima a imprumutului este de 20.000 EUR sau echivalentul in RON sau CHF iar perioada de creditare poate ajunge pana la 10 ani.<\/p>\n<p>Dobanda este variabila, fara a fi insa legata de nivelul indicilor de referinta ROBOR, EURIBOR, LIBOR.<\/p>\n<p>Pentru clientii care solicita pana la 31 martie 2008 un credit Happy End in RON, banca ofera plata doar pe jumatate a comisionului de acordare a creditului. <\/p>\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Piraeus Bank Romania a lansat un credit a carui dobanda scade in ultima treime a perioadei de creditare, primul produs de acest tip de pe piata.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,8901,7457],"class_list":["post-9831","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-piraeus-bank","tag-servicii-financiare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9831","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9831"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9831\/revisions"}],"predecessor-version":[{"id":30890,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9831\/revisions\/30890"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9831"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9831"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}