{"id":9487,"date":"2008-01-24T07:16:33","date_gmt":"2008-01-24T07:16:33","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=9487"},"modified":"2026-04-02T11:04:54","modified_gmt":"2026-04-02T11:04:54","slug":"creditele-in-franci-elvetieni-si-dolari-aduc-pierderi-mai-mari-decat-cele-in-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=9487","title":{"rendered":"Creditele in franci elvetieni si dolari aduc pierderi mai mari decat cele in euro"},"content":{"rendered":"<p>Euro creste, cresc si ratele la banca. Acesta este calculul pe care si-l face fiecare roman care are un imprumut in euro atunci cand aude ca moneda europeana a mai muscat inca un pic din leu. Insa nu numai moneda unica europeana castiga teren in fata leului. Atat dolarul, cat si francul elvetian-monede in care se acorda credite in Romania, s-au apreciat semnificativ in aceasta perioada, chiar mai mult decat euro. <\/p>\n<p>De departe, cei mai castigati din acest punct de vedere sunt romanii care au salarii in lei si s-au imprumutat tot in moneda nationala deoarece platesc aceleasi rate. Un calcul simplu arata ca, de la inceputul acestui an, cel mai mult a crescut francul elvetian, urmat de dolar si apoi de euro. <\/p>\n<p>\u00a0<\/p>\n<p>Spre exemplu, cursul oficial comunicat de BNR al francului elvetian a crescut cu 7,57%, atingand ieri valoarea de 2,3570 lei &ndash; nivel la care a mai fost cotat la inceputul lui 2006. Tot de la inceputul acestui an s-au apreciat considerabil dolarul american (5,88%) si euro (4,62%). Statisticile arata ca creditele in franci elvetieni sunt din ce in ce mai solicitate. Intr-un singur an, Volksbank a creditat peste 16.000 de persoane in franci elvetieni, valoarea medie a imprumuturilor acordate depasind cu putin 38.000 de euro. <\/p>\n<p>Amanunte pe <a href=\"http:\/\/www.gandul.info\/economia\/creditele-in-franci-elvetieni-si-dolari-aduc-pierderi-mai-mari-decat-cele-in-euro.html?3936;2346953\">www.gandul.info<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>De la inceputul anului, cel mai mult a crescut francul elvetian urmat de dolar si apoi de euro. Analistii ii sfatuiesc pe romani: imprumutati-va in moneda in care sunteti platiti<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7344],"tags":[7267,7736,7733,187,930,8524,7127,8443],"class_list":["post-9487","post","type-post","status-publish","format-standard","hentry","category-gandul","tag-banci","tag-credit","tag-curs-valutar","tag-dobanzi","tag-euro","tag-franc-elvetian","tag-macroeconomie","tag-rate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9487"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9487\/revisions"}],"predecessor-version":[{"id":30601,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9487\/revisions\/30601"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}