{"id":9404,"date":"2008-01-18T10:24:06","date_gmt":"2008-01-18T10:24:06","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=9404"},"modified":"2026-04-02T11:02:16","modified_gmt":"2026-04-02T11:02:16","slug":"credite-imobiliare-pe-40-ani-fara-avans","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=9404","title":{"rendered":"Credite imobiliare pe 40 ani fara avans"},"content":{"rendered":"

Relaxarea conditiilor de creditare demarata in primavara anului trecut nu inseamna neaparat eliminarea avansului, cresterea gradului de indatorare sau perioade mai mari de rambursare. Fiecare banca dintre cele care au trecut de Banca Nationala si-a adaptat oferta in functie de segmentul de piata vizat. <\/p>\n

De precizat, insa, ca proportional cu „facilitatile” acordate cresc si costurile aferente acestor credite. Exista institutii bancare unde avansul mai mic inseamna dobanda mai mare sau comisioane suplimentare, care pot ajunge si la 1-2 procente lunar. <\/p>\n

Continuarea, pe www.gandul.info<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"

Costurile cresc pe masura ce avansul scade. Persoanele cu venituri mari pot plati rate egale cu 70% din salariu<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7344],"tags":[8444,7267,8442,8445,8443,8316,8441],"class_list":["post-9404","post","type-post","status-publish","format-standard","hentry","category-gandul","tag-avans","tag-banci","tag-credit-imobiliar","tag-ieftin","tag-rate","tag-reducere","tag-serficii-financiare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9404"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9404\/revisions"}],"predecessor-version":[{"id":30518,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9404\/revisions\/30518"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}