{"id":9383,"date":"2008-01-17T13:09:20","date_gmt":"2008-01-17T13:09:20","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=9383"},"modified":"2026-04-02T11:01:45","modified_gmt":"2026-04-02T11:01:45","slug":"seful-volksbank-nu-exista-productie","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=9383","title":{"rendered":"Seful Volksbank: nu exista productie"},"content":{"rendered":"<p>Schreiner contesta decizia bancii centrale de a pastra cerintele privind rezervele minime obligatorii pentru toate liniile de business ale bancherilor &quot;pentru ca in aceste conditii finantarea este scumpa chiar si pentru micii intreprinzatori si intreprinderile mici si mijlocii, care sunt in orice economie o piesa importanta a productiei&quot;. Bancile comerciale sunt obligate sa imobilizeze la BNR o parte din sumele atrase, sub forma de rezerve minime obligatorii. <\/p>\n<p>Pentru pasivele in valuta cota de constituire a rezervelor este de 40%, in timp ce la lei se aplica o cota de 20%, insa doar pentru cele cu scadenta mai mica de doi ani. Costul acestor rezerve este, spune Schreiner, de circa 3% din costul finantarii. In opinia presedintelui de la Volksbank, banca centrala ar putea adopta masuri diferentiate: &quot;sa puna rezerve de cat cred ei pentru a reduce consumul populatiei, dar sa lase intreprinzatorii sa aiba acces la finantari ieftine, pentru a putea sa-si faca treaba bine&quot;.  Deficitul de cont curent &ndash; alimentat in principal de consum &ndash; a ajuns dupa primele 11 luni din 2007 la aproape 15,3 miliarde de euro, ceea ce reprezinta 12,95% din PIB estimat pentru 2007.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Consumul incepe sa fie o problema pentru economie atunci cand nu mai ai productie acolo&#8221;, apreciaza Gerald Schreiner, presedintele Volksbank, criticand decizia bancii centrale de a mentine masurile administrative menite sa &#8220;sugrume&#8221; explozia creditului acordat de bancheri.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,474,7127,7457,8416],"class_list":["post-9383","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-industrie","tag-macroeconomie","tag-servicii-financiare","tag-volksbank"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9383"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9383\/revisions"}],"predecessor-version":[{"id":30497,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/9383\/revisions\/30497"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}