In total, in Biroul de Credit sunt membri 28 de banci, care reprezinta 98,4% din totalul pietei, 6 societati de credit de consum, una de leasing si una de asigurari. "Speranta mea e ca anul acesta informatia pozitiva sa vina de la 80% din piata bancara", a declarat Epure. <\/p>\n
De la infiintarea sa si pana in prezent, Biroul de Credit a eliberat 14,7 milioane de rapoarte de credit, peste jumatate dintre acestea fiind eliberate in 2007. In 2006, totalul rapoartelor era de 6,8 milioane. <\/p>\n
Rapoartele de credit sunt solicitate de banci atunci cand analizeaza dosarele de credit. In acelasi timp, in 2007 s-au inregistrat 23.600 de solicitari de situatii personale.<\/p>\n
Numarul de persoane care figureaza in baza dre date a Biroului de Credit se ridica la 3,8 milioane, acestea fiind prezente fie cu informatii pozitive, fie cu informatii negative dar si cu ambele tipuri de informatii.<\/p>\n","protected":false},"excerpt":{"rendered":"
In prezent, 18 banci care detin cumulat peste 56% cota de piata, 3 societati de credit de consum si una de leasing transmit informatii pozitive la Biroul de Credit, a declarat Serban Epure, director general al Biroului de Credit la seminarul EU-COFILE organizat de Banca Nationala a Romaniei, Asociatia Romana a Bancilor si Alpha Bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,7770,7768,7457],"class_list":["post-8633","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-biroul-de-credit","tag-restante","tag-servicii-financiare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/8633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8633"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/8633\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}