{"id":8628,"date":"2007-11-21T18:04:50","date_gmt":"2007-11-21T18:04:50","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=8628"},"modified":"2026-04-02T10:41:56","modified_gmt":"2026-04-02T10:41:56","slug":"loc-de-crestere-pentru-credite-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=8628","title":{"rendered":"Loc de crestere pentru credite"},"content":{"rendered":"<p>&quot;Romania are o pozitie de indatorare rezonabila&quot;, declara Ion Dragulin, director Directia Stabilitate Financiara in BNR, in cadrul la seminarul EU-COFILE, organizat de BNR, Alpha Bank si Asociatia Romana a Bancilor. El apreciaza ca gradul de indatorare mai poate crestere, data fiind capacitatea de rambursare iar &quot;pentru sistemul bancar acest lucru inca nu implica niciun risc&quot;. <\/p>\n<p>Mai periculoasa decat viteza de crestere a creditului este, in opinia lui Dragulin, structura acestuia, deoarece consumul tine in continuare capul de afis, avand inca o pondere foarte mare in toalul creditelor. In plus, prea putine din credite sunt destinate investitilor, a semnalat Dragulin. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Creditul populatiei in venitul disponibil a ajuns la circa 48% in septembrie 2007, fata de 37% in decembrie 2006 si 40% in martie 2007<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,7736,7457],"class_list":["post-8628","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-credit","tag-servicii-financiare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/8628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8628"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/8628\/revisions"}],"predecessor-version":[{"id":29818,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/8628\/revisions\/29818"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}