\nElve\u0163ienii de la Credit Suisse \u015fi UBS practic\u0103 dob\u00e2nzi negative la depozite – numai la cele interbancare, nu \u015fi celor constituite de persoane fizice. Elve\u0163ia s-a folosit agresiv de dob\u00e2nzile negative \u015fi \u00een anii ’70, c\u00e2nd a \u00eencercat cu disperare s\u0103 descurajeze intr\u0103rile de capital, \u00een condi\u0163iile \u00een care investitorii fugeau de infla\u0163ia global\u0103 \u015fi de instabilitatea din Orientul Mijlociu. \u00cen 31 iulie 1971, autorit\u0103\u0163ile elvetiene au luat decizia de a nu achita nicio dob\u00e2nd\u0103 pentru fondurile str\u0103ine care \u00ee\u015fi plaseaz\u0103 banii \u00een Elvetia. Pentru orice plasament financiar care dep\u0103\u015fea pragul de 50.000 de franci elvetieni, detin\u0103torul banilor era obligat s\u0103 pl\u0103teasc\u0103 un impozit trimestrial \u00een avans, nivelul fiind fixat la 2%. <\/p>\n
\nGermania \u015fi Elve\u0163ia au semnat un amendament la acordul referitor la taxarea conturilor secrete de\u0163inute de germani \u00een b\u0103ncile elve\u0163iene, \u00een\u0103sprind prevederile pentru evazioni\u015fti, \u00eens\u0103 opozi\u0163ia german\u0103 vrea \u00een continuare s\u0103 blocheze \u00een\u0163elegerea, apreciind-o prea permisiv\u0103. Ministerul german de Finan\u0163e a anun\u0163at c\u0103 cele dou\u0103 \u0163\u0103ri au convenit cre\u015fterea taxei retroactive asupra fondurilor cet\u0103\u0163enilor germani ascunse \u00een conturi din Elve\u0163ia de la 19-34% la 21-41%. Cele dou\u0103 p\u0103r\u0163i au stabilit \u015fi impunerea unei taxe de 50% \u00een cazul celor care mo\u015ftenesc conturi bancare \u00een Elve\u0163ia \u015fi nu vor s\u0103 le declare.<\/p>\n
\nIntroducerea dob\u00e2nzilor negative ar fi un pas f\u0103r\u0103 prea multe precedente \u00een Marea Britanie. Economi\u015ftii spun c\u0103 aceste dob\u00e2nzi sunt problematice \u015fi eficien\u0163a lor depinde de ceea ce banca central\u0103 vrea s\u0103 ob\u0163in\u0103.<\/p>\n
\nDanemarca a introdus dob\u00e2nzi negative \u00een iulie 2012 pentru a-\u015fi men\u0163ine moneda ancorat\u0103 de euro prin respingerea fluxului de bani care intra \u00een \u0163ar\u0103, considerat\u0103 un refugiu \u00een fa\u0163a crizei din zona euro. Aprecierea excesiv\u0103 a coroanei ar fi sufocat industria \u0163\u0103rii. M\u0103sura a avut efectul scontat.<\/p>\n","protected":false},"excerpt":{"rendered":"
Principalul pericol al dob\u00e2nzilor negative este c\u0103 b\u0103ncile \u015fi-ar putea canaliza fondurile asupra anumitor active, duc\u00e2nd astfel la crearea unor bule speculative.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,236,7267,82,187,7553,30466,7148,10043],"class_list":["post-82390","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-banca","tag-banci","tag-bani","tag-dobanzi","tag-elvetia","tag-elvetieni","tag-fonduri","tag-pericol"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/82390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=82390"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/82390\/revisions"}],"predecessor-version":[{"id":95259,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/82390\/revisions\/95259"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=82390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=82390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=82390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}