{"id":81182,"date":"2013-04-20T14:45:20","date_gmt":"2013-04-20T14:45:20","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=81182"},"modified":"2026-04-03T11:59:55","modified_gmt":"2026-04-03T11:59:55","slug":"clientii-bcr-economisesc-in-medie-cca-320-de-lei-prin-planul-de-economii-lansat-de-banca","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=81182","title":{"rendered":"Clien\u0163ii BCR economisesc \u00een medie cca 320 de lei prin planul de economii lansat de banc\u0103"},"content":{"rendered":"<p>\nBCR a lansat, la sf\u00e2r\u015fitul lui 2012, Planul de economii adresat clien\u0163ilor care vor s\u0103 economiseasc\u0103 regulat, pe o perioad\u0103 determinat\u0103 de timp. Suma minim\u0103 depus\u0103 lunar este de 50 lei (adul\u0163i) sau 40 lei (minori), respectiv 10 euro (adul\u0163i sau minori).<\/p>\n<p>\nDac\u0103 la data scaden\u0163ei clientul are \u00een contul curent disponibilul necesar aliment\u0103rii lunare, BCR opereaz\u0103 automat transferul lunar \u00een contul planului de economii. Clientul beneficiaz\u0103 de 5 zile lucr\u0103toare perioad\u0103 de gra\u0163ie pentru plata lunar\u0103 \u015fi prime\u015fte un SMS de reamintire dac\u0103 la data scadent\u0103 graficul lunar de aliment\u0103ri nu este \u00eendeplinit. BCR acord\u0103 un bonus anual la prelungirea planului, dac\u0103 se repect\u0103 graficul de aliment\u0103ri \u00een perioada urm\u0103toare de desf\u0103\u015furare a planului.<\/p>\n<p>\nCirca 30% dintre cei care au ales s\u0103 economiseasc\u0103 cu Planul de economii au ales \u015fi noile Pachete de cont curent: ClasiCont BCR, care ofer\u0103 acces la contul clientului deschis la BCR, ExtraCont BCR, pentru persoanele active, care pl\u0103tesc facturi, transfer\u0103 bani \u015fi constituie depozite, inclusiv prin internet \u015fi telefon, respectiv TotalCont BCR, adresat clien\u0163ilor axa\u0163I pe utilizarea internet bankingului, oferind un num\u0103r nelimitat de tranzac\u0163ii intra\u0103 \u015fi interbancare cu comision zero.<\/p>\n<p>\n&#8220;Peste 60% dintre cei care au achizi\u0163ionat noile pachete de cont curent sunt clien\u0163i noi. \u00cen perioada urm\u0103toare vom simplifica \u015fi uniformiza grila de comisioane pentru to\u0163i clien\u0163ii&#8221;, a declarat Catalina Zincenco, \u015fef departament Produse de Economisire \u015fi Investi\u0163ii \u00een BCR.<\/p>\n<p>\nPre\u0163urile acestor pachete de cont curent sunt de 4,5 lei\/luna pentru ClasiCont BCR, 8,5 lei\/luna pentru ExtraCont BCR \u015fi 12,5 lei\/lun\u0103 pentru TotalCont BCR.<\/p>\n<p>\nBCR, cea mai mare banc\u0103 din pia\u0163\u0103 dup\u0103 active, are \u015fi cea mai mare baz\u0103 de depozite atrase, respectiv 37,9 miliarde de lei (8,5 mld. euro) la finele lui 2012. Banca a terminat anul trecut cu active de 73,3 mld. lei (16,5 mld. euro), corespunz\u0103tor unei cote de pia\u0163\u0103 de 19,3%. Grupul BCR a \u00eenregistrat anul trecut o pierdere net\u0103 de 1,2 mld. lei (277 mil. euro) \u00een urma major\u0103rii cu 68% a costului cu provizioanele.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Comercial\u0103 Rom\u00e2n\u0103 a ajuns aproape de pragul de 4.000 de clien\u0163i care au ales s\u0103 economiseasc\u0103 prin Planul de economii, produs lansat \u00een urm\u0103 cu circa patru luni de c\u0103tre banc\u0103. Suma medie economisit\u0103 lunar de ace\u015fti clien\u0163i este de peste 320 lei. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,5078,4126,7942,19776,439,7573,13012,6547,93],"class_list":["post-81182","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-bcr","tag-clienti","tag-cont","tag-cont-curent","tag-depozite","tag-economii","tag-economisire","tag-plan","tag-plati"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/81182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=81182"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/81182\/revisions"}],"predecessor-version":[{"id":94222,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/81182\/revisions\/94222"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=81182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=81182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=81182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}