\nDe\u015fi valoarea asociat\u0103 fraudelor a crescut cu 37%, num\u0103rul tentativelor de fraud\u0103 este \u00een sc\u0103dere de la un an la altul.<\/p>\n
\nSegmentele cele mai expuse tentativelor de fraud\u0103 sunt reprezentate de turism (32% din num\u0103rul tentativelor de fraud\u0103), telecom (31%), servicii (18%) si IT&C (9%).<\/p>\n
\n\u201c\u00cen 2010 sau 2011, domeniul IT&C era unul dintre segmentele cu cel mai mic num\u0103r de tentative, sub 3% din total. Observ\u0103m \u00een prezent o crestere a v\u00e2rstei medii a celui care \u00eencearc\u0103 o fraud\u0103, de la pu\u0163in peste 20 de ani la 30 de ani, precum si o evolu\u0163ie semnificativ\u0103 a valorii medii a unei tentative, cu 31%. Aceste tendin\u0163e, \u00eempreun\u0103 cu cresterea preferin\u0163ei pentru produse cu livrare fizic\u0103 sau produse mai scumpe, demonstreaz\u0103 c\u0103 persoanele care \u00eencearc\u0103 s\u0103 fraudeze sunt tot mai bine preg\u0103tite si mai \u00eendr\u0103zne\u0163e. Din acest motiv, de la un an la altul, serviciile de securitate devin tot mai importante pentru magazinele online\u201d, explic\u0103 Anamaria P\u00eerjol, Risc & Customer Experience Manager PayU Rom\u00e2nia.<\/p>\n
\nAstfel, \u00een perioada 2013 \u2013 2014, strategia de securitate a companiei vizeaz\u0103 integrarea serviciilor de antifraud\u0103 din toate \u0163\u0103rile \u00een care opereaz\u0103 pentru a putea face evaluare si monitorizare de risc la nivel interna\u0163ional, \u00een timp real si dezvoltarea unor filtre de securitate suplimentare pentru produsele de plat\u0103 online noi.<\/p>\n
\nCardurile folosite \u00een tentativele de fraud\u0103 sunt emise \u00een propor\u0163ie de 38% \u00een Statele Unite, 16% \u00een Rom\u00e2nia, 8% \u00een Italia si 8% \u00een Marea Britanie. Restul cardurilor folosite au fost emise \u00een special \u00een Fran\u0163a, Australia, Germania si Canada.<\/p>\n
\nTentativele de fraud\u0103 au fost ini\u0163iate din 178 de \u0163\u0103ri, de pe IP-uri din Rom\u00e2nia (49%), Statele Unite (23%), Italia (5%) sau Marea Britanie (4%).<\/p>\n
\n\u201cDatele identificate \u00een sistemul PayU arat\u0103 \u00eenc\u0103 o dat\u0103 c\u0103 \u00een comer\u0163ul electronic nu exist\u0103 limite si c\u0103 to\u0163i juc\u0103torii pot ac\u0163iona la nivel global. Rom\u00e2nia este o \u0163ar\u0103 foarte bine securizat\u0103 \u00een privin\u0163a pl\u0103\u0163ilor online, \u00eens\u0103 tendin\u0163ele observate arat\u0103 c\u0103 exist\u0103 provoc\u0103ri si c\u0103 investi\u0163iile \u00een securitate trebuie s\u0103 fie prioritare. Pentru noi, antifrauda nu este un simplu modul, ci reprezint\u0103 punctul central \u00een jurul c\u0103ruia a fost construit\u0103 platforma si mergem chiar mai departe, colabor\u00e2nd foarte str\u00e2ns cu autorit\u0103\u0163ile locale. \u00een 2012, num\u0103rul dosarelor \u00een care am colaborat cu DIICOT a crescut la 45, de la 18 \u00een 2011\u201d, explic\u0103 Anamaria P\u00eerjol.<\/p>\n","protected":false},"excerpt":{"rendered":"
Anul trecut au fost \u00eenegistrate 0,19% tentative de fraud\u0103 la plata online, conform datelor procesatorului de pl\u0103\u0163i PayU, sistemul antifraud\u0103 al companiei protej\u00e2nd magazinele online de pierderi de peste 750.000 de euro.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[31315,13416,15014,272,246,26707,193,387,539,8302,93,7541,26871,298,98,219,15,7287,24193,465],"class_list":["post-80808","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-antifrauda","tag-asociere","tag-canada","tag-companie","tag-crestere","tag-fraudare","tag-it","tag-magazine","tag-online","tag-pierderi","tag-plati","tag-produse","tag-protejare","tag-reprezentare","tag-romania","tag-securitate","tag-servicii","tag-sistem","tag-trecut","tag-valoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80808"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80808\/revisions"}],"predecessor-version":[{"id":93873,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80808\/revisions\/93873"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}