{"id":80690,"date":"2013-04-09T10:22:47","date_gmt":"2013-04-09T10:22:47","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=80690"},"modified":"2026-04-03T11:47:31","modified_gmt":"2026-04-03T11:47:31","slug":"bcr-a-vandut-credite-de-retail-cu-discount-de-87","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=80690","title":{"rendered":"BCR a v\u00e2ndut credite de retail cu discount de 87%"},"content":{"rendered":"<p>\nBCR, cea mai mare banc\u0103 dup\u0103 active, a v\u00e2ndut anul trecut \u00een afara grupului credite neperformante \u00een valoare de 325,5 mil. lei (74 mil. euro) \u00eencas\u00e2nd \u00een schimb 71,2 mil. lei, adic\u0103 circa 22% din valoarea crean\u0163elor cedate pe seama unei rate de recuperare mai bune \u00een cazul finan\u0163\u0103rilor corporate.<\/p>\n<p>\nDin portofoliul de 325,5 mil. lei cedat anul trecut, circa 82% au fost credite de retail, iar banca a recuperat mai pu\u0163in de 13% din valoarea nominal\u0103. Din creditele corporate de 57 mil. lei BCR a ob\u0163inut venituri de 37 mil. lei, adic\u0103 65%, \u00eens\u0103, dat\u0103 fiind suma mic\u0103, nivelul discountului este mai pu\u0163in relevant. \u00cen total pentru creditele proaste de 325,5 mil. lei banca avea provizioane constituite de 211 mil. lei, respectiv care acopereau 65% din valoarea crean\u0163elor.<\/p>\n<p>\nVolumul v\u00e2nz\u0103rilor raportat pe 2012 este net inferior celui din 2011, c\u00e2nd BCR raportase v\u00e2nz\u0103ri de credite \u00een afara grupului cu o valoare nominal\u0103 de 1,22 mld. lei la un discount de peste 90%. Astfel, banca a recuperat 10,2% dintr-un portofoliu de credite de retail de 1,17 mld. lei, respectiv 2,5% dintr-un pachet de credite corporate de 50,6 mil. lei.<\/p>\n<p>\n<a href=\"http:\/\/zf.ro\" target=\"_blank\">Toate stirile sunt pe zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BCR, cea mai mare banc\u0103 dup\u0103 active, a v\u00e2ndut anul trecut \u00een afara grupului credite neperformante \u00een valoare de 325,5 mil. lei (74 mil. euro) \u00eencas\u00e2nd \u00een schimb 71,2 mil. lei, adic\u0103 circa 22% din valoarea crean\u0163elor cedate pe seama unei rate de recuperare mai bune \u00een cazul finan\u0163\u0103rilor corporate.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[5078,33357,10629],"class_list":["post-80690","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bcr","tag-credite-de-retail","tag-discount"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80690"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80690\/revisions"}],"predecessor-version":[{"id":93751,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80690\/revisions\/93751"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80690"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80690"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}