{"id":80003,"date":"2013-03-26T15:55:19","date_gmt":"2013-03-26T15:55:19","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=80003"},"modified":"2026-04-03T11:30:57","modified_gmt":"2026-04-03T11:30:57","slug":"economistul-sef-al-bnr-romanii-platesc-cele-mai-mari-rate-bancare-din-europa-in-raport-cu-venitul-disponibil","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=80003","title":{"rendered":"Economistul \u015fef al BNR: Rom\u00e2nii pl\u0103tesc cele mai mari rate bancare din Europa \u00een raport cu venitul disponibil"},"content":{"rendered":"

\n “Ponderea datoriilor gospod\u0103riilor \u00een PIB este \u00een regul\u0103, sub 20%, dar ponderea datoriilor \u00een venitul disponibil este deja la media european\u0103, pentru c\u0103 venitul este mic. Dac\u0103 mergem la serviciul datoriei \u00een venitul disponibil, deja situa\u0163ia este total invers, gospod\u0103riile din Rom\u00e2nia stau cel mai prost \u00een context european (cu 20% – n.r.)”, a ar\u0103tat Lazea la un seminar privind modelul de afaceri al b\u0103ncilor organizat de Finan\u0163i\u015ftii la Banca Na\u0163ional\u0103 a Rom\u00e2niei.<\/p>\n

\nDin datele prezentate de Lazea, rom\u00e2nii care au atras credite pl\u0103tesc lunar la banc\u0103 aproape de dou\u0103 ori mai mult din veniturile \u00eencasate dec\u00e2t un francez, italian sau spaniol, \u015fi de trei ori mai mult dec\u00e2t un neam\u0163.<\/p>\n

\n“Ca tendin\u0163\u0103 general\u0103, sectorul companiilor are o mai bun\u0103 capacitate de a accesa noi credite comparativ cu sectorul gospod\u0103riilor. \u00cemi pare r\u0103u, asta este”, a afirmat Lazea.<\/p>\n

\nCititi mai multe pe <\/a>www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"

Rom\u00e2nii pl\u0103tesc cele mai \u00eenalte rate bancare din Europa \u00een raport cu veniturile disponibile, cu o medie de aproape 20%, ceea ce \u00eenseamn\u0103 c\u0103 b\u0103ncile va trebui s\u0103 se orienteze mai mult c\u0103tre finan\u0163area companiilor, unde perspectivele sunt mult mai bune, afirm\u0103 economistul \u015fef al BNR, Valentin Lazea.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,201,246,750,13726,438,472,23757,4685,93,18388,7176,8443,173,4466,8257,6909],"class_list":["post-80003","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-companii","tag-crestere","tag-datorii","tag-economist","tag-europa","tag-finantare","tag-gospodarii","tag-perspective","tag-plati","tag-pondere","tag-raport","tag-rate","tag-romani","tag-sef","tag-venit","tag-venituri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80003"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80003\/revisions"}],"predecessor-version":[{"id":93155,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/80003\/revisions\/93155"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}