{"id":79348,"date":"2013-03-12T11:39:42","date_gmt":"2013-03-12T11:39:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=79348"},"modified":"2026-04-03T11:14:54","modified_gmt":"2026-04-03T11:14:54","slug":"raiffeisen-locuinte-a-crescut-creditarea-cu-14-anul-trecut","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=79348","title":{"rendered":"Raiffeisen Locuin\u0163e a crescut creditarea cu 14% anul trecut"},"content":{"rendered":"<p>\nRaiffeisen Banca pentru Lo\u00adcuin\u0163e, una dintre cele dou\u0103 b\u0103nci locale specializate pe ni\u015fa de economi\u00adsire-cre\u00additare \u00een sistemul locativ, a ajuns la finalul anului trecut la un sold al creditelor acordate de 54 milioane de lei (12 mil. euro), cu 8% peste nivelul din 2011. Creditele noi acordate \u00een 2012 a crescut cu 13%, p\u00e2n\u0103 la 19 milioane de lei (4,3 mil. euro). Cre\u015fterea a avut loc pe fondul major\u0103rii valorii medii a finan\u0163\u0103rilor, at\u00e2t pentru creditele cu ipotec\u0103 (130.000 lei), c\u00e2t \u015fi f\u0103r\u0103 ipotec\u0103 (25.000 lei). De asemenea, 2012 a fost al patrulea an consecutiv \u00een care banca a ob\u0163i\u00adnut un rezultat pozitiv, profitul net fiind de peste o jum\u0103tate de milion de lei, \u00een cre\u015ftere u\u015foar\u0103 fa\u0163\u0103 de anul anterior. \u201eCre\u015fterea bazei de clien\u0163i pe de o parte \u015fi efortul de reducere a cheltuielilor administrative pe de alt\u0103 parte, cumulate cu un profil de risc sc\u0103zut, sunt elementele fundamentale pe care construim cre\u015fterea profitabilit\u0103\u0163ii b\u0103ncii\u201c, a declarat Aurelia Cionga (<em><strong>foto<\/strong><\/em>), pre\u015fedintele Raiffeisen Locuin\u0163e.<\/p>\n<p>\n<a href=\"http:\/\/zf.ro\" target=\"_blank\">Mai multe pe zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raiffeisen Banca pentru Lo\u00adcuin\u0163e, una dintre cele dou\u0103 b\u0103nci locale specializate pe ni\u015fa de economi\u00adsire-cre\u00additare \u00een sistemul locativ, a ajuns la finalul anului trecut la un sold al creditelor acordate de 54 milioane de lei (12 mil. euro), cu 8% peste nivelul din 2011.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[32710,557,13012,9803],"class_list":["post-79348","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-pentru-locuinte","tag-creditare","tag-economisire","tag-raiffeisen"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=79348"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79348\/revisions"}],"predecessor-version":[{"id":79356,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79348\/revisions\/79356"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=79348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=79348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=79348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}