{"id":79052,"date":"2013-03-05T11:13:05","date_gmt":"2013-03-05T11:13:05","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=79052"},"modified":"2026-04-03T11:07:18","modified_gmt":"2026-04-03T11:07:18","slug":"metropolitan-life-lanseaza-o-polita-de-asigurare-de-tip-anuitate-garantata","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=79052","title":{"rendered":"Metropolitan Life lanseaz\u0103 o poli\u0163\u0103 de asigurare de tip anuitate garantat\u0103"},"content":{"rendered":"<p>\nMetropolitan Life mizeaz\u0103 pe v\u00e2nz\u0103ri de 3 milioane de lei \u00een acest an pentru Viitor MET, produsul de tip anuitate garantat\u0103, cu o prim\u0103 anualizat\u0103 pentru un contract mediu de 2.000 de lei, potrivit lui Theodor Alexandrescu, reprezentantul companiei pe pia\u0163a din Rom\u00e2nia.<\/p>\n<p>\n&#8220;Ne baz\u0103m pe expertiza grupului \u00een pie\u0163ele mature. \u00cen SUA, de exemplu, Metropolitan Life Insurance Company este lider de pia\u0163\u0103 pe acest segment, cu v\u00e2nzari totale de 30,99 miliarde de dolari \u00een 2011&#8221;, a spus Alexandrescu. Pia\u0163a american\u0103 de asigur\u0103ri de via\u0163\u0103 de tip anuitate garantat\u0103 \u00eensumeaz\u0103 v\u00e2nz\u0103ri de 240 de miliarde de dolari \u00een 2011 \u015fi este estimat\u0103 s\u0103 ating\u0103 268 de miliarde de dolari \u00een 2016, conform unui raport LMRA.<\/p>\n<p>\nViitor MET presupune o pensie de via\u0163\u0103 cu venit lunar fix, stabilit de la bun \u00eenceput prin contract. Suma va fi platit\u0103 \u00eencep\u00e2nd cu v\u00e2rsta de 60 sau 65 de ani, \u00een func\u0163ie de alegerea asiguratului, timp de cel pu\u0163in 15 ani, chiar \u015fi \u00een situa\u0163ia \u00een care survine decesul titularului \u00een acest interval, caz \u00een care plata este redirec\u0163ionat\u0103 c\u0103tre urma\u015fi. Produsul ofer\u0103 o dob\u00e2nd\u0103 tehnic\u0103 garantat\u0103 de 3% \u015fi se adreseaz\u0103 persoanelor cu v\u00e2rsta de minimum 30 de ani \u015fi maximum 55 de ani. Contribu\u0163ia minim\u0103 lunar\u0103 este de 150 de lei.<\/p>\n<p>\nPentru o persoan\u0103 \u00een v\u00e2rst\u0103 de 40 de ani care, \u00eencep\u00e2nd de la 60 de ani, dore\u015fte o pensie de 1.000 de lei pe lun\u0103, prima lunar\u0103 este de aproape 700 de lei.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Compania de asigur\u0103ri de via\u0163\u0103 \u015fi pensii Metropolitan Life, rezultat\u0103 din fuziunea recent\u0103 dintre Alico Asigur\u0103ri \u015fi Aviva Asigur\u0103ri de Via\u0163\u0103, a lansat o poli\u0163\u0103 de asigurare de tip anuitate garantat\u0103, dup\u0103 un model foarte popular din SUA sau Japonia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7467,11905,11736,10862,47],"class_list":["post-79052","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurare","tag-asigurari-de-viata","tag-aviva","tag-garantare","tag-lansare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=79052"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79052\/revisions"}],"predecessor-version":[{"id":92277,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/79052\/revisions\/92277"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=79052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=79052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=79052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}