{"id":78979,"date":"2013-03-03T16:00:00","date_gmt":"2013-03-03T16:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=78979"},"modified":"2026-04-03T11:05:20","modified_gmt":"2026-04-03T11:05:20","slug":"polonia-vrea-sa-stimuleze-din-nou-creditul-de-consum","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=78979","title":{"rendered":"Polonia vrea s\u0103 stimuleze din nou creditul de consum"},"content":{"rendered":"

Regulile privind m\u0103rimea creditelor care pot fi acordate \u015fi scoringul au fost relaxate, spre bucuria anali\u015ftilor financiari care scriu despre Polonia, a c\u0103ror estimare e c\u0103 va avea loc o relansare a cererii de credit, benefic\u0103 pentru profitul b\u0103ncilor \u00een 2014. KNF anun\u0163ase de toamna trecut\u0103 o serie de modific\u0103ri \u00een reglement\u0103rile privind acordarea creditelor de consum, \u00eentre care eliminarea cerin\u0163ei ca b\u0103ncile s\u0103 verifice solvabilitatea debitorului \u00een cazul \u00eemprumuturilor de valori mici \u015fi eliminarea cerin\u0163ei ca un debitor s\u0103 aib\u0103 cel pu\u0163in salariul mediu pe economie, iar rata \u00eemprumutului s\u0103 nu dep\u0103\u015feasc\u0103 50% din salariul lor lunar.<\/p>\n

Statul polonez \u00eencearc\u0103 s\u0103 fac\u0103 fa\u0163\u0103 deterior\u0103rii progresive a cre\u015fterii economice, care s-a redus la 2% anul trecut, iar pentru 2013 a\u015fteapt\u0103 \u015fi mai pu\u0163in. \u015eomajul a ajuns la 14,2% \u00een ianuarie, fa\u0163\u0103 de 13,4% \u00een decembrie, soldul creditelor de consum a sc\u0103zut anul trecut cu 5,2%, iar pia\u0163a creditelor ipotecare s-a redus cu 15%, scrie Financial Times. Potrivit presei poloneze \u00eens\u0103, pe l\u00e2ng\u0103 un impuls dat cererii interne, scopul noilor reglement\u0103ri este atragerea doritorilor de credite c\u0103tre b\u0103nci \u00een locul caselor de \u00eemprumut dubioase, gen Amber Gold, al c\u0103rei faliment, vara trecut\u0103, a trezit \u00eengrijorarea autorit\u0103\u0163ii de reglementare.<\/p>\n

\"\"\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Autoritatea pentru Supraveghere Financiar\u0103 (KNF) din Polonia a decis s\u0103 relaxeze reglement\u0103rile pentru pia\u0163a creditelor de consum, la solicitarea pre\u015fedintelui \u0163\u0103rii, a mini\u015ftrilor economiei \u015fi finan\u0163elor \u015fi a b\u0103ncii centrale.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,9817,485,188,7931,29,8108],"class_list":["post-78979","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-consum","tag-credite","tag-economie","tag-pib","tag-polonia","tag-standarde"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=78979"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78979\/revisions"}],"predecessor-version":[{"id":92207,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78979\/revisions\/92207"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=78979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=78979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=78979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}