{"id":78259,"date":"2013-02-14T10:03:53","date_gmt":"2013-02-14T10:03:53","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=78259"},"modified":"2026-04-03T10:47:11","modified_gmt":"2026-04-03T10:47:11","slug":"cei-mai-bogati-16-000-de-romani-pe-care-se-bat-bancherii-au-37-mld-euro-in-depozite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=78259","title":{"rendered":"Cei mai boga\u0163i 16.000 de rom\u00e2ni pe care se bat bancherii au 3,7 mld. euro \u00een depozite"},"content":{"rendered":"

\nCirca 16.500 de per\u00adsoa\u00adne aveau la sf\u00e2r\u00ad\u015fitul anului tre\u00adcut depozite mai mari de 100.000 de euro, cu o valoare cumulat\u0103 de 16,2 miliarde de lei (echivalentul a 3,7 mld. euro) potrivit celor mai recente date publicate de Fondul de Garantare a Depozitelor. Depozitele bancare sunt ga\u00adran\u00adtate \u00een cazul falimentului in\u00adsti\u00adtu\u0163iei de credit doar \u00een limita a 100.000 de euro, riscul pentru su\u00adme\u00adle care dep\u0103\u015fec acest plafon fi\u00adind asumat integral de c\u0103tre client. Num\u0103rul deponen\u0163ilor care au \u00een cont sume de peste 100.000 de euro a crescut cu 30% \u00een ultimii doi ani, dar volumul total al depozitelor a sc\u0103zut cu echi\u00adva\u00adlentul a 200 mil. euro, astfel c\u0103 va\u00adloarea medie a unui depozit s-a redus de la peste 300.000 de euro la circa 225.000 de euro. Aceasta \u00eenseamn\u0103 c\u0103 o parte din clien\u0163i \u015fi-au \u00eemp\u0103r\u0163it econo\u00admi\u00adile \u00een depozite mai mici pentru a intra sub schema de garantare, \u00een timp ce al\u0163ii au ales plasamente mai profitabile.<\/p>\n

\nToate stirile sunt pe zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

16.000 de rom\u00e2ni au depozite de 28 mld. euro, iar 0,1% din ace\u015ftia au 3,7 mld. euro \u00een b\u0103nci, adic\u0103 \u00een medie 220.000 de euro de persoan\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4124,7267,279,439,32054,8547,32053],"class_list":["post-78259","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bancheri","tag-banci","tag-bogati","tag-depozite","tag-eugen-sinca","tag-private-banking","tag-romini"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=78259"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78259\/revisions"}],"predecessor-version":[{"id":91539,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/78259\/revisions\/91539"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=78259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=78259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=78259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}