{"id":77589,"date":"2013-02-01T12:35:19","date_gmt":"2013-02-01T12:35:19","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=77589"},"modified":"2026-04-03T10:30:37","modified_gmt":"2026-04-03T10:30:37","slug":"valoarea-medie-a-unui-depozit-a-scazut-anul-trecut-pentru-prima-oara-dupa-2009","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=77589","title":{"rendered":"Valoarea medie a unui depozit a sc\u0103zut anul trecut pentru prima oar\u0103 dup\u0103 2009"},"content":{"rendered":"<p>\nVolumul total al depozitelor garantate ale persoanelor fizice a dep\u0103\u015fit 115 mld. lei (26 mld. euro) la sf\u00e2r\u015fitul anului trecut, dar valoarea medie a unui cont s-a redus pentru prima dat\u0103 \u00een perioada de criz\u0103, p\u00e2n\u0103 la 7.800 de lei, arat\u0103 datele publicate de Fondul de Garantare a Depozitelor. &#8220;Valoarea medie a unui depozit garantat a sc\u0103zut pentru prima dat\u0103 \u00een ultimii trei ani. Valoarea medie a unei compensa\u0163ii poten\u0163iale s-a m\u0103rit \u00eens\u0103, aceasta ating\u00e2nd nivelul de 7.200 de lei&#8221;, potrivit institu\u0163iei. Sc\u0103derea valorii medii a unui depozit este de 1,3% \u00een compara\u0163ie trimestrial\u0103 (fa\u0163\u0103 de finalul lunii septembrie). Aceasta \u00eenseamn\u0103 c\u0103 b\u0103ncile au reu\u015fit s\u0103 atrag\u0103 mai mul\u0163i clien\u0163i, dar deponen\u0163ii vechi nu au mai economisit la fel de mult ca \u00een trecut. B\u0103ncile participante la schema local\u0103 de garantare administrau la sf\u00e2r\u015fitul anului trecut circa 14,8 milioane de conturi de depozit. La nivelul \u00eentregului sistem bancar se \u00eenregistrau 16,6 milioane de conturi de depozit deschise de persoanele fizice, valoarea cumulat\u0103 a sumelor economisite fiind de aproape 124 mld. lei (28 mld. euro).<\/p>\n<p>\n<a href=\"http:\/\/zf.ro\" target=\"_blank\">Mai multe pe zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Volumul total al depozitelor garantate ale persoanelor fizice a dep\u0103\u015fit 115 mld. lei (26 mld. euro) la sf\u00e2r\u015fitul anului trecut, dar valoarea medie a unui cont s-a redus pentru prima dat\u0103 \u00een perioada de criz\u0103, p\u00e2n\u0103 la 7.800 de lei, arat\u0103 datele publicate de Fondul de Garantare a Depozitelor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[31530,16651],"class_list":["post-77589","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-depozite-garantate","tag-persoane-fizice"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=77589"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77589\/revisions"}],"predecessor-version":[{"id":90918,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77589\/revisions\/90918"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=77589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=77589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=77589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}