{"id":77384,"date":"2013-01-26T17:30:00","date_gmt":"2013-01-26T17:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=77384"},"modified":"2026-04-03T10:25:05","modified_gmt":"2026-04-03T10:25:05","slug":"momentul-adevarului-pentru-bancile-din-europa","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=77384","title":{"rendered":"Momentul adev\u0103rului pentru b\u0103ncile din Europa?"},"content":{"rendered":"<p>Calitatea activelor bancare \u015fi perspectivele de cre\u015ftere a afacerilor din acest sector \u00een Europa vor r\u0103m\u00e2ne sub presiune \u00een acest an, din cauza fundamentelor macroeconomice slabe, \u00een condi\u0163iile \u00een care consolidarea fiscal\u0103 afecteaz\u0103 \u00eencrederea consumatorilor \u015fi a companiilor, arat\u0103 agen\u0163ia de rating. Numeroase b\u0103nci, \u00een special \u00een Spania, Italia, Irlanda \u015fi Marea Britanie vor avea nevoie de provizioane suplimentare pentru a reu\u015fi s\u0103-\u015fi cure\u0163e compet bilan\u0163urile, iar riscurile \u00een privin\u0163a calit\u0103\u0163ii activelor sunt pronun\u0163ate \u00een special pentru b\u0103ncile cu expuneri mari \u00een sectorul imobiliar \u015fi al IMM-urilor.<\/p>\n<p>Moody&#8217;s atrage aten\u0163ia c\u0103 b\u0103ncile din zona euro trebuie s\u0103-\u015fi cure\u0163e bilan\u0163urile, o opera\u0163iune care p\u00e2n\u0103 acum a fost am\u00e2nat\u0103, cu \u00eeng\u0103duin\u0163a autorit\u0103\u0163ilor de reglementare. &#8220;Aceast\u0103 strategie de a c\u00e2\u015ftiga timp limiteaz\u0103 capacitatea b\u0103ncilor de a acorda noi credite \u015fi prezint\u0103 riscuri pentru creditorii b\u0103ncilor europene&#8221;, arat\u0103 Moody&#8217;s.<\/p>\n<p>Comitetul de coordonare pentru Ini\u0163iativa de la Viena 2, condus de reprezentan\u0163i ai BERD \u015fi BEI, s-a \u00eent\u00e2lnit deja la 14 ianuarie cu grupurile bancare care opereaz\u0103 \u00een Europa Central\u0103 \u015fi de Est, conchiz\u00e2nd c\u0103 trebuie abordat\u0103 urgent chestiunea calit\u0103\u0163ii activelor \u015fi nivelul \u00eenalt al creditelor neperformante dintr-o serie de \u0163\u0103ri din regiune. P\u00e2n\u0103 la finele lui martie, un grup nou de lucru creat de acela\u015fi Comitet urmeaz\u0103 s\u0103 prezinte \u015fi implica\u0163iile uniunii bancare a zonei euro pentru \u0163\u0103rile din Est \u015fi pentru b\u0103ncile cu activit\u0103\u0163i \u00een regiune.\n <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Riscurile pentru b\u0103ncile din zona euro sunt &#8220;semnificative \u015fi imediate&#8221;, \u00een timp ce b\u0103ncile din pie\u0163ele emergente, \u00een special din Asia, au perspective mai bune, reiese dintr-un nou raport al Moody&#8217;s privind sectorul bancar.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[26210,7267,10042,13242],"class_list":["post-77384","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordul-de-la-viena","tag-banci","tag-moodys","tag-zona-euro"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77384","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=77384"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77384\/revisions"}],"predecessor-version":[{"id":90713,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/77384\/revisions\/90713"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=77384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=77384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=77384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}