{"id":76546,"date":"2013-01-09T16:29:29","date_gmt":"2013-01-09T16:29:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=76546"},"modified":"2026-04-03T10:04:21","modified_gmt":"2026-04-03T10:04:21","slug":"dobanzile-la-lei-au-ajuns-din-nou-duble-fata-de-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=76546","title":{"rendered":"Dob\u00e2nzile la lei au ajuns din nou duble fa\u0163\u0103 de euro"},"content":{"rendered":"

Diferen\u0163ialul de dob\u00e2nd\u0103 \u00eentre lei \u015fi euro s-a majorat cu un punct procentual doar \u00een perioada septembrie-noiembrie, p\u00e2n\u0103 la aproape patru puncte \u00een condi\u0163iile \u00een care cre\u015fterea dob\u00e2nzilor la lei a venit \u00een paralel cu sc\u0103derea constant\u0103 a costului creditelor \u00een euro. Rata lunar\u0103 la un credit \u00een euro este \u00een prezent cu circa 30% mai mic\u0103 dec\u00e2t la lei. Cred c\u0103 numai unu din 20 de clien\u0163i se \u00eemprumut\u0103 \u00een lei \u015fi de obicei \u00een cazul creditelor de valoare mai mic\u0103. Am f\u0103cut un calcul care arat\u0103 c\u0103 un credit \u00een euro ar deveni nerentabil doar \u00een cazul \u00een care moneda european\u0103 urc\u0103 la 7 lei”, spune Liviu Andrei, directorul general al brokerului de credite Alliance Finance. Dob\u00e2nzile la imobiliarele \u00een lei cobor\u00e2ser\u0103 la un minim de 7% pe an \u00een luna mai \u00een condi\u0163iile \u00een care bancherii se \u00eemprumutau la r\u00e2ndul lor mai ieftin de pe pia\u0163a interbancar\u0103. Dob\u00e2nda la lei se apropiase \u00een acest context la mai pu\u0163in de trei puncte procentuale de cea la euro. Ulterior, costul finan\u0163\u0103rii \u00een lei a crescut pe pia\u0163a interbancar\u0103, iar b\u0103ncile au majorat \u00een consecin\u0163\u0103 dob\u00e2nzile la credite.<\/p>\n

Citi\u0163i articolul integral pe www.zfcorporate.ro<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Dob\u00e2nda anual\u0103 efectiv\u0103 medie la creditele \u00een lei pentru achizi\u0163ia de locuin\u0163e a urcat la 8,6% pe an la sf\u00e2r\u015fitul lunii noiembrie, fiind \u00een cre\u015ftere cu peste 1,5 puncte procentuale fa\u0163\u0103 de nivelul din urm\u0103 cu \u015fase luni. Comparativ, costul efectiv al unui \u00eemprumut \u00een euro este de 4,8% pe an.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8225,15437,187,930,11056,9534],"class_list":["post-76546","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-analiza","tag-comparatie","tag-dobanzi","tag-euro","tag-financiar","tag-lei"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/76546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=76546"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/76546\/revisions"}],"predecessor-version":[{"id":89941,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/76546\/revisions\/89941"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=76546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=76546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=76546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}