“Dob\u00e2nzile la creditele de nevoi personale \u00een lei nou acordate \u00eencep de la 13,5%, iar dob\u00e2nda este fix\u0103 pe toat\u0103 perioad\u0103 de creditare pentru creditele \u00een lei”, a declarat Andrew Gerber, director executiv Direc\u0163iei de Management al Produselor de Retail din BCR.<\/p>\n
Clien\u0163ii care \u00ee\u015fi refinan\u0163eaz\u0103 la BCR creditele de la alte b\u0103nci sau \u00eencaseaz\u0103 salariul \u00eentr-un cont curent BCR beneficiaz\u0103 \u015fi de o reducere cu 100% a comisionului de analiz\u0103 a dosarului de credit.<\/p>\n
De exemplu, pentru un client care \u00eencaseaz\u0103 salariul prin BCR, pentru un credit de nevoi personale \u00een valoare total\u0103 de 15.000 lei acordat pe o perioad\u0103 de 5 ani, rat\u0103 lunar\u0103 este de 353 lei (DAE = 15,55%).<\/p>\n
Asigurarea de via\u0163\u0103 este oferit\u0103 gratuit. Op\u0163ional, contra cost, clien\u0163ii pot beneficia de asigurare de \u015fomaj care presupune ca, \u00een cazul \u00een care clientul intr\u0103 \u00een \u015fomaj, banca pl\u0103te\u015fte p\u00e2n\u0103 la 24 de rate lunare.<\/p>\n
Pentru credit se cer trei acte, respectiv fi\u015f\u0103 fiscal\u0103 aferent\u0103 anului precedent, adeverin\u0163\u0103 de salariu \/ extras de cont curent sau card BCR, o factur\u0103 de utilit\u0103\u0163i recent\u0103.<\/p>\n
BCR este cel mai important grup financiar din Rom\u00e2nia, incluz\u00e2nd opera\u0163iunile de banc\u0103 universal\u0103, precum \u015fi societ\u0103\u0163ile de profil de leasing, management al activelor, pensii private, banc\u0103 de locuin\u0163e \u015fi servicii bancare prin telefonul mobil. BCR are o re\u0163ea de de 48 de centre de afaceri dedicate companiilor \u015fi 643 de unit\u0103\u0163i retail localizate \u00een majoritatea ora\u015felor din \u00eentreaga \u0163ar\u0103 cu peste 10.000 de locuitori.<\/p>\n
Grupul BCR a consemnat \u00een primul trimestru o pierdere net\u0103 de 307,8 milioane de lei (70,8 milioane de euro), conform standardelor contabile interna\u0163ionale, fa\u0163\u0103 de un profit net de 76,1 milioane de lei (18,1 milioane de euro) \u00een aceea\u015fi perioad\u0103 din 2011, ca efect al necesit\u0103\u0163ilor sporite de provizionare. Grupul BCR \u015fi-a men\u0163inut pozi\u0163ia de lider \u00een sistemul bancar, cu o cot\u0103 de pia\u0163\u0103 de circa 20,8% dup\u0103 active, cu o valoare a activelor de 75.519,7 milioane de lei (17.234,1 milioane de euro).\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Banca Comercial\u0103 Roman\u0103 a redus, \u00eencep\u00e2nd de s\u0103pt\u0103m\u00e2na trecut\u0103, dob\u00e2nda la creditele nou acordate de nevoi personale cu p\u00e2n\u0103 la 2%.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[28633,7467,7267,5078,4126,10475,9625,7458,10457,11256],"class_list":["post-56587","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-andrew-gerber","tag-asigurare","tag-banci","tag-bcr","tag-clienti","tag-comision","tag-credit-de-nevoi-personale","tag-dobanda","tag-refinantare","tag-somaj"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/56587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=56587"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/56587\/revisions"}],"predecessor-version":[{"id":56604,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/56587\/revisions\/56604"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=56587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=56587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=56587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}