{"id":55517,"date":"2012-05-21T11:00:00","date_gmt":"2012-05-21T11:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=55517"},"modified":"2026-04-03T07:53:34","modified_gmt":"2026-04-03T07:53:34","slug":"bancpost-introduce-facilitatea-de-overdraft-pentru-finantarea-micilor-intreprinzatori","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=55517","title":{"rendered":"Bancpost introduce facilitatea de overdraft pentru finan\u0163area micilor \u00eentreprinz\u0103tori"},"content":{"rendered":"<p>Prin acest tip de finan\u0163are, clien\u0163ii care au un istoric de tranzac\u0163ionare cu banca pot accesa \u00een orice moment sume de bani \u00eentr-o anumit\u0103 limit\u0103 aprobat\u0103, pentru acoperirea deficitului de capital de lucru curent. Facilitatea de overdraft se acord\u0103 \u00een lei, nu necesit\u0103 garan\u0163ii materiale, iar aprobarea se face \u00een 2 zile lucr\u0103toare. Produsul completeaz\u0103 \u015fi gama de facilit\u0103\u0163i de credit oferite de banc\u0103 pentru segmentul \u00eentreprinderilor mici \u015fi al PFA. P\u00e2n\u0103 la 31 iulie, clien\u0163ii care acceseaz\u0103 o facilitate de overdraft se bucur\u0103 de gratuitate la comisioanele legate de facilitate.<\/p>\n<p>&#8220;Am lansat anul trecut pachetele tranzac\u0163ionale Basic, Star \u015fi Premium, iar interesul pentru acestea \u00een r\u00e2ndul clien\u0163ilor no\u015ftri a fost peste a\u015ftept\u0103ri. Avem confirmarea c\u0103 strategia b\u0103ncii bazat\u0103 pe rela\u0163ionare cu clientul \u015fi nu pe produs este cea potrivit\u0103. Overdraftul a venit ca o completare fireasc\u0103, fiind cea mai flexibil\u0103 facilitate de credit din gama de produse de finan\u0163are adresate micilor \u00eentreprinz\u0103tori&#8221;, declar\u0103 Ana Cernat, director executiv al diviziei Companii Mici \u015fi PFA.<\/p>\n<p>Pachetele tranzac\u0163ionale Basic, Star \u015fi permit accesul la un mix de produse \u015fi servicii cu utilizare frecvent\u0103, printre care contul curent Dinamic cu dob\u00e2nd\u0103 avantajoas\u0103, cardul de debit Visa Business sau aplica\u0163ia de internet banking Fastbanking\u00ae. Clien\u0163ii care aleg s\u0103 utilizeze oricare dintre cele 3 pachete beneficiaz\u0103 de discounturi semnificative la comisioanele de tranzac\u0163ionare \u015fi administrare.<\/p>\n<p>&#8220;Segmentul micilor \u00eentreprinz\u0103tori este \u00een aten\u0163ia Bancpost \u015fi lucr\u0103m \u00een continuare la \u00eembun\u0103t\u0103\u0163irea serviciilor adresate celor care practic constituie motorul economiei rom\u00e2ne\u015fti \u015fi angajeaz\u0103 jum\u0103tate din for\u0163a de munc\u0103 din sectorul privat&#8221;, adaug\u0103 Ana Cernat.<\/p>\n<p>Bancpost, a zecea banc\u0103 din sistem dup\u0103 active, controlat\u0103 de grupul elen EFG Eurobank, are o prezen\u0163\u0103 de peste 20 de ani pe pia\u0163a din Rom\u00e2nia. Banca acoper\u0103 prin gama de produse \u015fi servicii din portofoliu nevoi de finan\u0163are pentru toate categoriile de clien\u0163i, companii mari, IMM-uri, companii mici \u015fi persoane fizice. Bancpost acord\u0103 finan\u0163are at\u00e2t prin produsele sale, c\u00e2t \u015fi prin intermediul liniilor puse la dispozi\u0163ie \u00een parteneriat cu BERD \u015fi IFC. \u00cen Rom\u00e2nia, Bancpost este partener exclusiv al American Express.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancpost lanseaz\u0103 facilitatea overdraft, extinz\u00e2nd beneficiile oferite de pachetele tranzac\u0163ionale Basic, Star \u015fi Premium destinate micilor \u00eentreprinz\u0103tori care au nevoie de capital de lucru.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[23139,7267,8677,27916,201,557,9018,11672,568,27917],"class_list":["post-55517","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-ana-cernat","tag-banci","tag-bancpost","tag-basic","tag-companii","tag-creditare","tag-imm","tag-overdraft","tag-premium","tag-star"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55517"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55517\/revisions"}],"predecessor-version":[{"id":71951,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55517\/revisions\/71951"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}