{"id":55249,"date":"2012-05-06T11:00:00","date_gmt":"2012-05-06T11:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=55249"},"modified":"2026-04-03T07:46:38","modified_gmt":"2026-04-03T07:46:38","slug":"cum-a-fost-declansata-catastrofa-financiara-mondiala","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=55249","title":{"rendered":"Cum a fost declan\u015fat\u0103 catastrofa financiar\u0103 mondial\u0103"},"content":{"rendered":"<p>Conceptul echipei J.P. Morgan, pe c\u00e2t de revolu\u0163ionar, pe at\u00e2t de distructiv, avea s\u0103 st\u00e2rneasc\u0103 un veritabil tsunami \u00een lumea finan\u0163elor, propuls\u00e2nd banca \u00een v\u00e2rful noii afaceri \u015fi aliment\u00e2nd iluzia c\u0103 va sc\u0103pa b\u0103ncile de constr\u00e2ngerile provocate de vechile riscuri.<\/p>\n<p>\u00cen aceast\u0103 lucrare vizionar\u0103, Gillian Tett, ziarist\u0103 la Financial Times, istorise\u015fte pas cu pas desf\u0103\u015furarea evenimentelor, a\u015fa cum s-au \u00eenl\u0103n\u0163uit din 1994 (anul invent\u0103rii CDS) \u015fi p\u00e2n\u0103 la pr\u0103bu\u015firea Wall Street, \u00een 29 septembrie 2008, c\u00e2nd falimentele bancare nu au mai putut fi stopate. Mai precis, c\u00e2nd visul celor de la J.P. Morgan a intrat \u00een contact cu boom-ul locuin\u0163elor \u015fi a declan\u015fat m\u0103celul. Programul lor ini\u0163ial a fost deturnat fiindc\u0103 s-a dep\u0103\u015fit m\u0103sura, datorit\u0103 l\u0103comiei titanilor lumii bancare &#8211; Goldman Sachs, UBS, Deutsche Bank sau echipa Merrill Lynch. De\u015fi grupul J.P. Morgan s-a \u0163inut departe de mi\u015fc\u0103rile riscante ale acestora, mecanismul a fost pus \u00een mi\u015fcare.<\/p>\n<p>&#8220;Aurul nebunilor&#8221; este o carte construit\u0103 pe baza unor interviuri \u015fi relat\u0103ri &#8220;din\u0103untru&#8221; (Gillian Tett s-a bucurat de un acces privilegiat la directorul executiv J.P. Morgan, Jamie Dimon, dar \u015fi la un grup foarte compact de bancheri, cunoscu\u0163i pe Wall Street sub numele de &#8220;mafia de la Morgan&#8221;; a dialogat cu zeci de personaje importante, inclusiv cu Timothy Geithner, \u015fef al Departamentului de Finan\u0163e al Statelor Unite, \u015fi s\u0103 prezinte istoria prin care ni\u015fte idei novatoare, destinate lans\u0103rii unei alchimii financiare inovative, au sc\u0103pat de sub control, afect\u00e2nd \u00eentreaga planet\u0103), care &#8220;curge&#8221; cu viteza unui thriller \u015fi care se cite\u015fte pe ner\u0103suflate, chiar \u015fi de c\u0103tre cititorii nefamiliariza\u0163i cu h\u0103\u0163i\u015ful mecanismelor financiare \u015fi care  demonstreaz\u0103 \u00een acela\u015fi timp c\u00e2t de u\u015for le-ar fi fost b\u0103ncilor, agen\u0163iilor de rating \u015fi guvernan\u0163ilor s\u0103 prevad\u0103 \u015fi s\u0103 fie aten\u0163i la riscul unei catastrofe.<\/p>\n<p>&#8220;Aurul nebunilor&#8221;, o poveste despre ambi\u0163ii oarbe, reu\u015fe\u015fte pe de o parte s\u0103 ofere o imagine p\u0103trunz\u0103toare a lumii bancare la nivel \u00eenalt, un univers extrem de competitiv \u015fi tensionat, iar pe de alt\u0103 parte s\u0103 contribuie \u00een mod esen\u0163ial la \u00een\u0163elegerea modului \u00een care a fost generat\u0103 cea mai important\u0103 recesiune economic\u0103 de la Marea Criz\u0103 a anilor &#8217;30 \u015fi p\u00e2n\u0103 ast\u0103zi.<\/p>\n<p>\u00cen 2009, volumul a c\u00e2\u015ftigat premiul Financial Book of the Year, iar The New York Times l-a desemnat ca fiind cea mai bun\u0103 carte despre criza actual\u0103.<\/p>\n<p><u>Gillian Tett &#8211; &#8220;Aurul nebunilor&#8221;, Editura Philobia, Bucure\u015fti, 2011<\/u><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La jum\u0103tatea anilor \u201990, \u00een preajma unei luxoase plaje din Florida, un mic grup de tineri bancheri, absolven\u0163i de universit\u0103\u0163i economice sau matematice de top, pe scurt geniile financiare de la J.P. Morgan (printre care \u015fi faimoasa englezoaic\u0103 Blythe Masters), a f\u0103cut o \u015fedin\u0163\u0103 de brainstorming, \u00een urma c\u0103reia au n\u0103scocit noi produse financiare bazate pe creditele derivate \u015fi, \u00een principal, contractele de asigurare pentru riscul de insolven\u0163\u0103 (Credit Default Swap).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7194],"tags":[27724,7193,7833,27336,8644,27723,11054],"class_list":["post-55249","post","type-post","status-publish","format-standard","hentry","category-carte","tag-aurul-nebunilor","tag-carte","tag-criza-financiara","tag-editura-philobia","tag-financial-times","tag-gillian-tett","tag-j-p-morgan"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55249"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55249\/revisions"}],"predecessor-version":[{"id":71726,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55249\/revisions\/71726"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}