“Creditul Nume Prenume” implic\u0103 o sum\u0103 cuprins\u0103 \u00eentre 500 \u015fi 10.000 de euro (1.500 – 40.000 de lei), o perioad\u0103 \u00eentre 1 an \u015fi p\u00e2n\u0103 la 5 ani \u015fi o ofert\u0103 de pre\u0163 personalizat\u0103 conform profilului financiar al clientului. Dob\u00e2nda anual\u0103 variabil\u0103 este de \u00eentre 9,5% \u015fi 13,9% (ROBOR la 3 luni plus marj\u0103 fix\u0103) pentru creditul \u00een lei, respectiv \u00eentre 9% \u015fi 12% pentru creditul \u00een lei. De exemplu, pentru un credit de 15.000 lei pe 5 ani, dob\u00e2nda variabil\u0103 este de 10,9%, comisionul de administrare lunar 0,41%, rata lunar\u0103 este de 387 lei, iar suma total\u0103 de rambursat este de 21.566 lei (DAE 17%).<\/p>\n
“Recunoa\u015fterea individual\u0103 a fiec\u0103rui client trebuie integrat\u0103 nu numai la nivelul rela\u0163ion\u0103rii cu clientul \u00een unit\u0103\u0163ile b\u0103ncii, ci \u015fi \u00een arhitectura produselor. Noul produs furnizeaz\u0103 aceast\u0103 recunoa\u015ftere \u015fi cred c\u0103 astfel facem un pas \u00eenainte c\u0103tre maturizarea pie\u0163ei creditului \u00een Rom\u00e2nia. A merge \u00eenainte \u00een aceast\u0103 pia\u0163\u0103 \u00eenseamn\u0103 a pune pre\u0163 pe istoricul de plat\u0103 al clientului \u00een sistemul bancar \u015fi pe rela\u0163ia acestuia cu banca”, a declarat George Georgakopoulos, vicepre\u015fedinte executiv Bancpost.<\/p>\n
Beneficiarii sunt persoane fizice rezidente \u00een Rom\u00e2nia, cu v\u00e2rsta \u00eentre 23 \u015fi 65 de ani, care pot face dovada c\u0103 realizeaz\u0103 venituri constante \u015fi nu au debite sau alte obliga\u0163ii neachitate la scaden\u0163\u0103 c\u0103tre banc\u0103.<\/p>\n
Bancpost, controlat\u0103 de grupul elen EFG Eurobank, era la finele anului trecut a zecea banc\u0103 din Rom\u00e2nia, cu active de 12,2 mld. lei \u015fi o cot\u0103 de pia\u0163\u0103 de 3,47%.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bancpost lanseaz\u0103 un nou produs de creditare, “Creditul Nume Prenume” – credit de consum, pentru nevoi personale, nenominalizate. Produsul \u00eencorporeaz\u0103 un nivel de personalizare care \u0163ine cont de profilul clientului \u015fi de informa\u0163iile privind istoria sa de credit, a\u015fa cum apare aceasta la Biroul de Credit.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,8677,7770,9104,27547,27548],"class_list":["post-55010","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bancpost","tag-biroul-de-credit","tag-credit-de-consum","tag-credit-nume-prenume","tag-george-georgakopoulos"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55010"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55010\/revisions"}],"predecessor-version":[{"id":71499,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/55010\/revisions\/71499"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}