{"id":53773,"date":"2012-02-17T18:37:24","date_gmt":"2012-02-17T18:37:24","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=53773"},"modified":"2026-04-03T07:05:03","modified_gmt":"2026-04-03T07:05:03","slug":"p-primul-pas-spre-economii-renuntarea-la-cheltuieli-nesabuite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=53773","title":{"rendered":"(P) Primul pas spre economii: renun\u0163area la cheltuieli nes\u0103buite"},"content":{"rendered":"<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">In noul context economic, bugetul individual sau familial este analizat cu mai multa atentie, iar eficienta capata un interes deosebit. Pentru a ajunge sa ne permitem lucruri cu adevarat valoroase si importante pentru calitatea vietii noastre, primul pas ar fi taierea cheltuielilor nejustificate.<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">Indiferent de prognoz\u0103, categorie social\u0103 sau buget, eliminarea cheltuielilor inutile ar \u00eensemna primul pas spre un buget echilibrat \u015fi, de ce nu, chiar spre economisire. Cu siguran\u0163\u0103, ritmul cheltuielilor este at\u00e2t de alert \u00eenc\u00e2t foarte mul\u0163i oameni nu mai au timp nici m\u0103car s\u0103 se g\u00e2ndeasc\u0103 la un plan de economisire, de\u015fi aceast\u0103 solu\u0163ie poate \u00eensemna o adev\u0103rat\u0103 &#8220;sursa de oxigen&#8221; \u00eentr-un viitor apropiat.<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">Pentru c\u0103 \u00ee\u0163i dore\u015fti ce e mai bun pentru tine, dar f\u0103r\u0103 a face mari sacrificii, e momentul s\u0103 iei \u00een considerare un <a target=\"_blank\" href=\"http:\/\/www.unicredit-tiriac.ro\/plan-de-economisire\/\"><b>plan de economisire<\/b><\/a>. Unul mai special, \u00een care tu alegi c\u00e2t cheltuie\u015fti \u015fi c\u00e2t economise\u015fti. Adic\u0103, <a target=\"_blank\" href=\"http:\/\/www.unicredit-tiriac.ro\/plan-de-economisire\/\"><b>Planul de economisire de la UniCredit \u0162iriac Bank<\/b><\/a>.<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">\u00cen alt\u0103 ordine de idei, noi te ajut\u0103m s\u0103 \u00ee\u0163i pui deoparte lunar suma de bani pe care decizi s\u0103 o economise\u015fti. Si nu trebuie sa faci nimic altceva. Doar sa ai banii in cont si planul de economisire va avea grija sa-si faca treaba. Mai exact, dac\u0103 hotarasti ca vrei sa economisesti lunar o sum\u0103 de p\u00e2n\u0103 la 500 de lei, dob\u00e2nda de care beneficiezi este 5%, iar dac\u0103 suma dep\u0103\u015fe\u015fte 500 de lei, dob\u00e2nda ajunge la 5,5%. In plus, lunar vei primi dobanda pentru suma stransa, aceasta adugandu-se planului de economisire.<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">\u015ei asta nu e tot! Lunar, po\u0163i cre\u015fte suma pe care vrei s\u0103 o economise\u015fti, iar condi\u0163iile r\u0103m\u00e2n neschimbate. Cu siguran\u0163\u0103, tenta\u0163ia e mare, tocmai de aceea oric\u00e2nd ai nevoie po\u0163i accesa suma din cont, nu pierzi dec\u00e2t dob\u00e2nda aferent\u0103 ultimei luni.<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify;\">Alegerile nechibzuite te fac sa cheltuie\u015fti inutil. Economise\u015fte pentru lucruri cu adev\u0103rat valoroase!<\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n<div style=\"text-align: justify; height:10px; clear: both;\"> <\/div>\n<div style=\"text-align: justify; height:10px;\"> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>In noul context economic, bugetul individual sau familial este analizat cu mai multa atentie, iar eficienta capata un interes deosebit. Pentru a ajunge sa ne permitem lucruri cu adevarat valoroase si importante pentru calitatea vietii noastre, primul pas ar fi taierea cheltuielilor nejustificate. Indiferent de prognoz\u0103, categorie social\u0103 sau buget, eliminarea cheltuielilor inutile ar \u00eensemna [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[530],"tags":[24582],"class_list":["post-53773","post","type-post","status-publish","format-standard","hentry","category-analize","tag-advertorial"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53773","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53773"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53773\/revisions"}],"predecessor-version":[{"id":70409,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53773\/revisions\/70409"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53773"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=53773"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=53773"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}