{"id":53190,"date":"2012-01-20T11:00:00","date_gmt":"2012-01-20T11:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=53190"},"modified":"2026-04-03T06:50:05","modified_gmt":"2026-04-03T06:50:05","slug":"credit-europe-bank-si-aviva-lanseaza-o-polita-de-asigurare-cu-componenta-de-investitii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=53190","title":{"rendered":"Credit Europe Bank \u015fi Aviva lanseaz\u0103 o poli\u0163\u0103 de asigurare cu component\u0103 de investi\u0163ii"},"content":{"rendered":"<p>\u00cen primul an, clien\u0163ii pot achita valoarea anual\u0103 a primelor de asigurare \u00een 12 rate, prin CardAvantaj. \u00cen acest mod clien\u0163ii beneficiaz\u0103 de randamentul investi\u0163iei pentru \u00eentreaga sum\u0103 pl\u0103tit\u0103. \u00cencep\u00e2nd cu al doilea an plata primelor va fi realizat\u0103 lunar, prin debit direct.<\/p>\n<p>Exist\u0103 trei niveluri de prime lunare: 100 de lei, 125 de lei sau 150 de lei. Durata planului de economisire este de minim 15 ani, p\u00e2n\u0103 la \u00eemplinirea de c\u0103tre asigurat a v\u00e2rstei de 65 de ani. Dup\u0103 primii 15 ani de contract clien\u0163ii au op\u0163iunea de a efectua retrageri par\u0163iale sau totale f\u0103r\u0103 niciun cost adi\u0163ional.<\/p>\n<p>Programul include \u015fi o component\u0103 de asigurare \u00een caz de deces din orice cauz\u0103, acordat\u0103 f\u0103r\u0103 examinare medical\u0103 la momentul \u00eencheierii asigur\u0103rii. Beneficiarul va primi o sum\u0103 reprezent\u00e2nd maximul dintre valoarea primelor pl\u0103tite \u015fi 105% din valoarea contului. Tuturor acestor beneficii li se adaug\u0103 un bonus ini\u0163ial de 1% din valoarea primelor pl\u0103tite, iar la fiecare 5 ani un bonus de fidelitate suplimentar de 1%. Inves\u0163iiile vor fi realizate \u00een instrumente financiare cu un grad ridicat de siguran\u0163\u0103, precum depozite, obliga\u0163iuni sau fonduri mutuale.<\/p>\n<p>&#8220;Cred c\u0103 perioada de criz\u0103 din ultimii doi ani este unul dintre cei mai puternici factori care i-a determinat pe rom\u00e2ni s\u0103-\u015fi schimbe perspectiva asupra economisirii \u015fi i-a facut s\u0103 \u00een\u0163eleag\u0103 c\u0103 nimeni nu le va asigura protec\u0163ia financiar\u0103 celor dragi sau un venit mai mare la pensie dec\u00e2t ei \u00een\u015fi\u015fi&#8221;, a comentat Mihai Popescu, CEO Aviva Rom\u00e2nia.<\/p>\n<p>&#8220;Contul Flexibil de Economii Credit Europe&#8221; va fi fi disponibil in sucursalele Credit Europe Bank.\n <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit Europe Bank \u015fi Aviva au lansat primul produs de economisire unit linked cu valoare garantat\u0103 a unit\u0103\u0163ii de fond \u015fi plata \u00een rate prin CardAvantaj, cu garantarea de c\u0103tre asigurator a pre\u0163ului unit\u0103\u0163ii de fond, care nu scade pe parcursul derul\u0103rii contractului.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,11736,7267,4126,13687,13012,149,13713,8443,21828],"class_list":["post-53190","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-aviva","tag-banci","tag-clienti","tag-credit-europe","tag-economisire","tag-investitii","tag-polita","tag-rate","tag-unit-linked"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=53190"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53190\/revisions"}],"predecessor-version":[{"id":69908,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/53190\/revisions\/69908"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=53190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=53190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=53190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}