{"id":52524,"date":"2011-12-12T15:03:28","date_gmt":"2011-12-12T15:03:28","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=52524"},"modified":"2026-04-03T06:32:04","modified_gmt":"2026-04-03T06:32:04","slug":"isarescu-este-clar-ca-in-sistemul-financiar-bancar-romanesc-trebuie-sa-se-intareasca-concurenta","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=52524","title":{"rendered":"Is\u0103rescu: Este clar c\u0103 \u00een sistemul financiar-bancar rom\u00e2nesc trebuie s\u0103 se \u00eent\u0103reasc\u0103 concuren\u0163a"},"content":{"rendered":"<p>&#8220;\u00cencarcarea costurilor de creditare cu tot felul de cheltuieli ale b\u0103ncilor, acoperite printr-o concuren\u0163\u0103 imperfect\u0103 a sistemului financiar- bancar se va tempera. De ce b\u0103ncile pot s\u0103 paseze asupra clien\u0163ilor, uneori \u00eeintr-o adev\u0103rat\u0103 inco\u015ftien\u0163\u0103 costurile unor lipsuri, care uneori le apar\u0163in, \u00een ceea ce prive\u015fte organizarea intern\u0103 sau evaluarea gre\u015fit\u0103 a unor riscuri. (&#8230;) E posibil pentru c\u0103 concuren\u0163a nu este suficient de puternic\u0103 \u015fi nu este dat\u0103 de num\u0103rul de b\u0103nci&#8221;, a spus Is\u0103rescu. Guvernatorul BNR a ar\u0103tat c\u0103 un sistem bancar concuren\u0163ial nu \u00eenseamn\u0103 neap\u0103rat mul\u0163i actori, ci mai cur\u00e2nd concuren\u0163i puternici, s\u0103n\u0103to\u015fi, care au capacitatea s\u0103 lupte cu costurile, s\u0103 \u015ftie cum s-o fac\u0103 \u015fi s\u0103 duc\u0103 \u00een jos costurile transferate c\u0103tre clien\u0163i.<\/p>\n<p><a href=\"http:\/\/www.mediafax.ro\/economic\/isarescu-este-clar-ca-in-sistemul-financiar-bancar-romanesc-trebuie-sa-se-intareasca-concurenta-9052282\/\" target=\"_blank\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Concuren\u0163a slab\u0103 din sistemul financiar-bancar permite b\u0103ncilor s\u0103 &#8220;paseze&#8221; clien\u0163ilor costurile provenite din organizarea ineficient\u0103 a activit\u0103\u0163ii \u015fi evaluarea gre\u015fit\u0103 a riscului, a declarat luni guvernatorul BNR Mugur Is\u0103rescu, ad\u0103ug\u00e2nd c\u0103 nu este o problem\u0103 de num\u0103r, ci de for\u0163\u0103 a juc\u0103torilor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,6351,11056,7353],"class_list":["post-52524","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-concurenta","tag-financiar","tag-isarescu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/52524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52524"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/52524\/revisions"}],"predecessor-version":[{"id":69317,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/52524\/revisions\/69317"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}