{"id":51951,"date":"2011-11-16T17:00:00","date_gmt":"2011-11-16T17:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=51951"},"modified":"2026-04-03T06:17:34","modified_gmt":"2026-04-03T06:17:34","slug":"ce-inteleg-romanii-prin-dobanda-anuala-efectiva-dae-a-unui-credit","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=51951","title":{"rendered":"Ce \u00een\u0163eleg rom\u00e2nii prin dob\u00e2nd\u0103 anual\u0103 efectiv\u0103 (DAE) a unui credit"},"content":{"rendered":"<p>Conform studiului, efectuat pe un e\u015fantion de 1.023 de responden\u0163i, 82% dintre rom\u00e2ni sus\u0163in c\u0103 atunci c\u00e2nd vor s\u0103 contracteze un credit \u00ee\u015fi bazeaz\u0103 deciziile pe dob\u00e2nda anual\u0103 efectiv\u0103, \u00eens\u0103 31% au declarat c\u0103 nu \u015ftiu ce este DAE \u015fi al\u0163i 52% au o \u00een\u0163elegere gre\u015fit\u0103 a acestui indicator. Profesorul universitar Mois\u0103 Alt\u0103r, formatorul unui num\u0103r important de conduc\u0103tori ai institu\u0163iilor bancare rom\u00e2ne\u015fti, a declarat \u00eentr-o conferin\u0163\u0103 c\u0103 majoritatea rom\u00e2nilor au percep\u0163ia fals\u0103 c\u0103 DAE reprezint\u0103 simpla adunare procentual\u0103 a tuturor costurilor unui credit.<\/p>\n<p><a href=\"http:\/\/www.mediafax.ro\/economic\/ce-inteleg-romanii-prin-dobanda-anuala-efectiva-dae-a-unui-credit-8980508\/\" target=\"_blank\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Majoritatea rom\u00e2nilor care vor s\u0103 contracteze un credit \u00ee\u015fi bazeaz\u0103 deciziile pe dob\u00e2nda anual\u0103 efectiv\u0103 (DAE), dar o treime nu \u015ftiu ce reprezint\u0103 aceast\u0103 dob\u00e2nd\u0103, iar peste jum\u0103tate \u00een\u0163eleg gre\u015fit acest indicator, potrivit unui studiu efectuat \u00een noiembrie de Novel Research.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,24070,187,188],"class_list":["post-51951","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dae","tag-dobanzi","tag-economie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/51951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=51951"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/51951\/revisions"}],"predecessor-version":[{"id":68811,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/51951\/revisions\/68811"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=51951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=51951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=51951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}