{"id":46888,"date":"2011-04-04T09:30:00","date_gmt":"2011-04-04T09:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=46888"},"modified":"2026-04-02T20:01:45","modified_gmt":"2026-04-02T20:01:45","slug":"bancile-fac-risipa-de-energie-sa-si-promoveze-ofertele-de-primavara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=46888","title":{"rendered":"Bancile fac risipa de energie sa-si promoveze ofertele de primavara"},"content":{"rendered":"<p>&#8220;Iti doresti sa redecorezi casa sau vrei o nunta de vis?! Poate<br \/>\nvrei sa-ti iei un laptop, o motocicleta, ceva prin casa&#8230; sau<br \/>\npoate vrei sa calatoresti prin lumea larga&#8221;. Asa isi imbie clientii<br \/>\nuna dintre bancile de top din Romania. Multi dintre bancheri vin in<br \/>\naceasta perioada cu oferte de creditare care de care mai tentante<br \/>\nconstand in dobanzi mai mici, comisioane zero, &#8220;pauza&#8221; la plata<br \/>\nratelor, perioade de gratie. De exemplu, la ING, romanii pot accesa<br \/>\nprintr-un credit de nevoi personale o suma cuprinsa intre 4.000 lei<br \/>\nsi 60.000 de lei, fara giranti, garantii ipotecare sau avans.<br \/>\nPerioada maxima de creditare este de 6 ani. Dobanda, care este<br \/>\ncalculata ca suma intre o marja si rata de referinta, este<br \/>\nvariabila si revizuibila trimestrial. Rata creditului poate fi de<br \/>\nmaximum 50% din venit, ING acceptand un venit de minimum 750 de<br \/>\nlei.<\/p>\n<p><a href=\n\"http:\/\/www.gandul.info\/financiar\/bancile-fac-risipa-de-energie-sa-si-promoveze-ofertele-de-primavara-poate-vrei-sa-ti-iei-un-laptop-o-motocicleta-ceva-prin-casa-sau-poate-vrei-sa-calatoresti-prin-lumea-larga-8126354\"\ntarget=\"_blank\">Cititi mai multe pe www.gandul.info<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancile se bat in oferte de creditare care de care mai &#8220;avantajoase&#8221; si anunta &#8220;pauze&#8221; la plata ratelor, dobanzi mai mici, comisioane zero, eliminarea girantilor si a garantiilor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,4126,485,183,1476],"class_list":["post-46888","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-clienti","tag-credite","tag-imprumut","tag-ofensiva"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/46888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46888"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/46888\/revisions"}],"predecessor-version":[{"id":64214,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/46888\/revisions\/64214"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}