{"id":45832,"date":"2011-02-15T10:10:00","date_gmt":"2011-02-15T10:10:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=45832"},"modified":"2026-04-02T19:34:18","modified_gmt":"2026-04-02T19:34:18","slug":"cat-de-profitabila-este-refinantarea-creditelor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=45832","title":{"rendered":"Cat de profitabila este refinantarea creditelor"},"content":{"rendered":"<p>Ca sa atraga clienti noi, dar si pentru a se asigura ca isi vor<br \/>\nrecupera banii de la cei cu intarzieri la plata ratelor, tot mai<br \/>\nmulte banci renunta la diferite cos\u00acturi aferente restructurarii<br \/>\ncreditelor. Numai din eliminarea comisionului de analiza a<br \/>\ndosarului, economia este de aproximativ 200 de lei. Persoanele care<br \/>\napeleaza la refinantare, rescadentare sau ree\u00acsalonare &#8211; cele trei<br \/>\nmetode folosite de banci pentru restructurarea imprumuturilor &#8211; pot<br \/>\ncastiga de doua ori. Astfel, clien\u00actii scapa de anumite comisioane<br \/>\nsi pot plati rate mai mici, in functie de solutia aleasa.<\/p>\n<p><a href=\n\"http:\/\/www.gandul.info\/financiar\/mic-ghid-care-te-ar-putea-ajuta-sa-platesti-o-rata-mai-mica-cat-de-profitabila-este-refinantarea-creditelor-7984770\"\ntarget=\"_blank\">Cititi mai multe<\/a> pe www.gandul.info<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Romanii apeleaza la refinantarea creditului fie pentru a plati o rata mai mica, fie pentru consolidarea datoriilor lunare intr-o singura rata. In ultima perioada, bancile au renuntat la o serie de comisioane aferente refinantarii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,7283,485,10457],"class_list":["post-45832","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-costuri","tag-credite","tag-refinantare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/45832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45832"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/45832\/revisions"}],"predecessor-version":[{"id":63268,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/45832\/revisions\/63268"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}