{"id":4426,"date":"2006-05-10T16:40:00","date_gmt":"2006-05-10T16:40:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=4426"},"modified":"2026-04-02T08:41:20","modified_gmt":"2026-04-02T08:41:20","slug":"scumpiri-si-%c2%84denuntari%c2%93","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=4426","title":{"rendered":"Scumpiri si \u0084denuntari\u0093"},"content":{"rendered":"<p><P class=text style=\"MARGIN: 0cm 0cm 0pt\" align=justify>Cresterea progresiva a primelor de asigurare si libertatea acordata companiilor in stabilirea preturilor pentru RCA fac parte din calendarul de liberalizare totala a tarifelor, pe care Romania trebuie sa-l indeplineasca pana la aderarea in UE. In <?xml:namespace prefix = st1 ns = \"urn:schemas-microsoft-com:office:smarttags\" \/><st1:place w:st=\"on\">Germania<\/st1:place>, spre exemplu, nivelul actual al unei polite de asigurare se situeaza in jurul a 1.000 de euro (fata de 60 &#8211; 100 euro in Romania), iar in Marea Britanie poate ajunge si la 1.200 de lire sterline.<\/P><?xml:namespace prefix = o ns = \"urn:schemas-microsoft-com:office:office\" \/><o:p><SPAN class=text>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><o:p>&nbsp;<\/o:p><\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>PRETURI:<\/STRONG> Primele de referinta vor fi, in medie, cu 35% mai mari decat in 2004. <\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>DAUNE MATERIALE:<\/STRONG> Limitele maxime ale despagubirilor cresc la 3 miliarde lei in 2005 si 4 miliarde in 2006, de la 2 miliarde lei in 2004.<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>PERIOADA NELIMITATA:<\/STRONG> Asigurarea nu se mai incheie pentru un an calendaristic, ci pe durata nelimitata. Valabilitatea contractului se mentine prin plata primelor de asigurare pe perioade de cate 6 sau 12 luni. <\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>RESTRICTIE:<\/STRONG> Schimbarea companiei de asigurare nu se poate realiza decat daca asiguratul isi anunta oficial intentia cu 30 de zile inainte de expirarea politei.<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>MARJE:<\/STRONG> In 2005, firmele de asigurare vor avea voie, in premiera, sa majoreze sau sa reduca cu 10% tarifele pentru RCA hotarate de CSA. Pentru 2006, primele de asigurare se stabilesc avandu-se in vedere prima de referinta a CSA, la care se poate aplica o cota de 20% in plus si 10% in minus.<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>COMISIOANE:<\/STRONG> Nivelul maxim al cheltuielilor de achizitie (comisioanele pentru brokeri sau agenti) nu va depasi 15%. Limita superioara de anul trecut a fost de 8%.<\/P><\/SPAN><\/o:p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cresterea progresiva a primelor de asigurare si libertatea acordata companiilor in stabilirea preturilor pentru RCA fac parte din calendarul de liberalizare totala a tarifelor, pe care Romania trebuie sa-l indeplineasca pana la aderarea in UE. In Germania, spre exemplu, nivelul actual al unei polite de asigurare se situeaza in jurul a 1.000 de euro (fata [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[3732],"class_list":["post-4426","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-scumpiri-si-denuntari"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/4426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4426"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/4426\/revisions"}],"predecessor-version":[{"id":25855,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/4426\/revisions\/25855"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}