{"id":43803,"date":"2010-11-02T09:05:00","date_gmt":"2010-11-02T09:05:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=43803"},"modified":"2026-04-02T18:39:49","modified_gmt":"2026-04-02T18:39:49","slug":"asociatia-pentru-pensii-administrate-privat-sistemul-public-de-pensii-a-ajuns-practic-in-faliment-tehnic","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=43803","title":{"rendered":"Asociatia pentru Pensii Administrate Privat: Sistemul public de pensii &#8220;a ajuns practic in faliment tehnic&#8221;"},"content":{"rendered":"<p>Romania este in cea mai defavorabila pozitie demografica dintre<br \/>\ntoate statele Uniunii Europene, ceea ce va majora puternic<br \/>\npresiunile asupra sistemului de pensii de stat, spune managerul,<br \/>\ncomentand cel mai nou studiu al agentiei de rating Standard&#038;<br \/>\nPoor&#8217;s, care calculeaza ca Romania va ajunge cu cheltuielile pentru<br \/>\nsistemul public de pensii de la 8,4% din PIB in 2010 la 14,8% din<br \/>\nPIB in anul 2050 &#8211; cea mai mare pondere dintre economiile emergente<br \/>\nale Europei.<\/p>\n<p><img width=\"639\" height=\"403\" src=\n\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5848\/7666954\/1\/pensii.jpg?width=639&#038;height=403\"\nalt=\"\" \/><br \/>\nEstimarea ia in calcul doar sistemul public contributiv<br \/>\n(pay-as-you-go), nu si sistemele paralele, necontributive (pensiile<br \/>\npentru agricultori, pensiile speciale, indemnizatia minima pentru<br \/>\npensionari).<\/p>\n<p>La polul opus fata de Romania, intre statele Europei emergente, se<br \/>\nsitueaza Polonia, care si-a reformat sistemul de pensii in urma cu<br \/>\n12 ani, prin introducerea unui sistem de pensii private<br \/>\nobligatorii, cu contributii de 7,3%. Fondurile poloneze de pensii<br \/>\nadministreaza 50 de miliarde de euro, adica 15% din PIB-ul tarii si<br \/>\nau preluat o buna parte din presiunea platii viitoare a pensiilor<br \/>\nde stat, spune Crinu Andanut.<\/p>\n<p>&#8220;Romania are in acest moment de invatat din aceasta experienta de<br \/>\n12 ani a Poloniei&#8221;, afirma seful Asociatiei. &#8220;Practic, pentru<br \/>\ntinerii de astazi, singura speranta pentru un venit decent este<br \/>\neconomisirea in sistemul de pensii private, intrucat pensia de la<br \/>\nstat va fi cel mult simbolica.&#8221;<\/p>\n<p><img width=\"618\" height=\"418\" src=\n\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5848\/7666954\/2\/pensii1.jpg?width=618&#038;height=418\"\nalt=\"\" \/><br \/>\nPe fondul deficitelor bugetare ridicate, Standard&#038;Poor&#8217;s se<br \/>\nasteapta ca procesul de consolidare bugetara si reformele in<br \/>\nsistemele de pensii si sanatate sa fie dificil de adoptat din punct<br \/>\nde vedere politic. &#8220;In opinia noastra insa, spatiul de manevra al<br \/>\nstatelor in acest domeniu s-a micsorat considerabil, iar<br \/>\nintarzierea implementarii acestor reforme necesare va genera<br \/>\ncosturi politice, economice si bugetare suplimentare&#8221;, sustine<br \/>\nraportul.<\/p>\n<p>Agentia de rating noteaza ca imbatranirea populatiei este o<br \/>\nrealitate la nivel global, care provoaca o deteriorare rapida a<br \/>\nsustenabilitatii financiare a sistemelor publice de pensii.<br \/>\nRaportul S&#038;P analizeaza 49 de state reprezentand mai bine de<br \/>\ndoua treimi din populatia globala.\n <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Excesele si greselile trecutului au dus sistemul public de pensii &#8220;intr-un punct mort, practic in faliment tehnic&#8221;, apreciaza Crinu Andanut, presedintele Asociatiei pentru Pensii Administrate Privat, care grupeaza 11 fonduri de pensii care opereaza pe piata.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7208],"tags":[19741,11466,74,10796,333,7204,10331,7853,349],"class_list":["post-43803","post","type-post","status-publish","format-standard","hentry","category-servicii-financiare","tag-andanut","tag-apapr","tag-buget","tag-imbatranire","tag-pensii","tag-pensii-private","tag-standardpoors","tag-studiu","tag-ue"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/43803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43803"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/43803\/revisions"}],"predecessor-version":[{"id":61367,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/43803\/revisions\/61367"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}