{"id":3225,"date":"2006-03-08T18:31:00","date_gmt":"2006-03-08T18:31:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=3225"},"modified":"2026-04-02T08:10:00","modified_gmt":"2026-04-02T08:10:00","slug":"consumer-finance","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=3225","title":{"rendered":"CONSUMER FINANCE"},"content":{"rendered":"<p><P class=text style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>SURSA FINANTARII:<\/STRONG> In ciuda aparentelor, banii vin de la banca, nu de la companiile de credit de consum. Acestea nu fac altceva decat sa inlesneasca accesul consumatorilor la banii bancilor. <\/P><?xml:namespace prefix = o ns = \"urn:schemas-microsoft-com:office:office\" \/><o:p><SPAN class=text>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><o:p>&nbsp;<\/o:p><\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>AVANTAJELE CONSUMATORILOR:<\/STRONG> Clientii au acces intr-un singur loc la mai multe programe de finantare provenind de la diverse banci. In acelasi timp, companiile de consumer finance sfatuiesc clientul cum sa-si alcatuiasca dosarul de credit. Pentru aceasta, beneficiarii platesc un comision.<\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><o:p>&nbsp;<\/o:p><\/P>  <P class=MsoNormal style=\"MARGIN: 0cm 0cm 0pt\" align=justify><STRONG>AVANTAJELE COMPANIILOR DE CREDIT:<\/STRONG> Lucrand cu banii bancilor, companiile de consumer finance nu isi asuma riscul nerambursarii creditului. Practic, acestea obtin venituri pe loc prin perceperea unui comision de la client. Daca isi gestioneaza bine costurile, aceste companii sunt adevarate masinarii de facut bani.<\/P><\/SPAN><\/o:p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SURSA FINANTARII: In ciuda aparentelor, banii vin de la banca, nu de la companiile de credit de consum. Acestea nu fac altceva decat sa inlesneasca accesul consumatorilor la banii bancilor. &nbsp; AVANTAJELE CONSUMATORILOR: Clientii au acces intr-un singur loc la mai multe programe de finantare provenind de la diverse banci. In acelasi timp, companiile de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[2581],"class_list":["post-3225","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-consumer-finance"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/3225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3225"}],"version-history":[{"count":3,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/3225\/revisions"}],"predecessor-version":[{"id":59099,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/3225\/revisions\/59099"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}