\nLibra Internet Bank ofer\u0103 rom\u00e2nilor din Diaspora posibilitatea de a achizi\u0163iona locuin\u0163e \u00een \u0163ar\u0103 printr-un credit ipotecar special conceput pentru persoanele care \u00eencaseaz\u0103 venituri \u00een str\u0103in\u0103tate.<\/p>\n
\nValoarea maxim\u0103 a creditului ipotecar destinat rom\u00e2nilor din Diaspora pentru achizi\u0163ia de locuin\u0163e \u00een \u0163ar\u0103 este de 2 milioane de lei, iar clien\u0163ii pot alege dob\u00e2nda variabil\u0103 (\u00eencep\u00e2nd cu 2,5% + IRCC) sau fix\u0103 \u00een primii 3 ani (7,84%). Avansul este de minimum 20% din pre\u0163ul de achizi\u0163ie.<\/p>\n
\nSolicitan\u0163ii trebuie s\u0103 \u00eencaseze venituri \u00eentr-unul dintre statele UE, Marea Britanie, SUA, Canada, Elve\u0163ia, Israel, Norvegia, Islanda sau Liechtenstein. De asemenea, trebuie s\u0103 aib\u0103 un contract de munc\u0103 pe durat\u0103 nedeterminat\u0103 \u015fi minimum 6 luni vechime la actualul loc de munc\u0103.<\/p>\n
\nSunt eligibile veniturile salariale, inclusiv cele ob\u0163inute ca angajat al propriei firme, PFA sau \u201cself-employed\u201d, iar datorit\u0103 procesului de aplicare online, clien\u0163ii trebuie s\u0103 vin\u0103 \u00een \u0163ar\u0103 doar pentru semnarea contractului de credit.<\/p>\n
\nOdat\u0103 aprobat creditul, clien\u0163ii din Diaspora ai Libra Internet Bank au la dispozi\u0163ie 6 luni pentru a g\u0103si locuin\u0163a pe care vor s\u0103 o achizi\u0163ioneze.<\/p>\n
\n\u201e\u015etim c\u0103 mul\u0163i dintre rom\u00e2nii din Diaspora vor s\u0103-\u015fi achizi\u0163ioneze o locuin\u0163\u0103 \u00een \u0163ar\u0103, fie pentru a reveni \u00een Rom\u00e2nia, ca investi\u0163ie sau pentru cei apropia\u0163i. De aceea, Libra Internet Bank are un proces online de aplicare pentru creditul ipotecar cu venituri din str\u0103in\u0103tate, care s\u0103 elimine distan\u0163a geografic\u0103 fa\u0163\u0103 de \u0163ar\u0103. Practic, experien\u0163a este similar\u0103 cu cea a unui client din Rom\u00e2nia care aplic\u0103 pentru un credit ipotecar\u201d, a declarat Corneliu Toma, Director Divizia Retail Libra Internet Bank.<\/p>\n
\nLibra Internet Bank are o re\u0163ea de 59 de sucursale \u00een Bucure\u015fti \u015fi alte ora\u015fe mari din Rom\u00e2nia. Libra Internet Bank a fost \u00eenfiin\u0163at\u0103 \u00een 1996 \u00een Bucure\u015fti \u015fi face parte din grupul american de investi\u0163ii New Century Holdings (NCH).<\/p>\n
\n <\/p>\n
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\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Libra Internet Bank ofer\u0103 rom\u00e2nilor din Diaspora posibilitatea de a achizi\u0163iona locuin\u0163e \u00een \u0163ar\u0103 printr-un credit ipotecar special conceput pentru persoanele care \u00eencaseaz\u0103 venituri \u00een str\u0103in\u0103tate. Valoarea maxim\u0103 a creditului ipotecar destinat rom\u00e2nilor din Diaspora pentru achizi\u0163ia de locuin\u0163e \u00een \u0163ar\u0103 este de 2 milioane de lei, iar clien\u0163ii pot alege dob\u00e2nda variabil\u0103 (\u00eencep\u00e2nd cu […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[170,172,171,173],"class_list":["post-246366","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-achizitie","tag-diaspora","tag-internet","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/246366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=246366"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/246366\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=246366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=246366"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=246366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}