\nRevolut a depus o cerere pentru o licen\u0163\u0103 bancar\u0103 \u00een SUA, valorific\u00e2nd deschiderea administra\u0163iei Trump fa\u0163\u0103 de noi juc\u0103tori \u00een sistemul bancar reglementat pentru a p\u0103trunde pe pia\u0163a american\u0103, noteaz\u0103 FT.<\/p>\n
\nBanca digital\u0103 cu sediul la Londra a anun\u0163at joi c\u0103 a solicitat un charter de banc\u0103 na\u0163ional\u0103 \u00een SUA la Office of the Comptroller of the Currency (OCC) \u015fi la Federal Deposit Insurance Corporation (FDIC).<\/p>\n
\nOb\u0163inerea acestui charter ar cre\u015fte \u015fansele fintech-ului de 75 de miliarde de dolari de a se impune pe pia\u0163a american\u0103, care a fost mult timp o component\u0103 esen\u0163ial\u0103 a strategiei sale globale de cre\u015ftere. Revolut, fondat\u0103 \u00een 2015, a acumulat peste 70 de milioane de clien\u0163i \u00een mai mult de 40 de pie\u0163e.<\/p>\n
\nDe asemenea, ob\u0163inerea charter-ului i-ar permite Revolut s\u0103 ofere depozite asigurate clien\u0163ilor din SUA \u015fi ar \u00eensemna c\u0103 nu ar mai fi necesare parteneriate cu b\u0103nci reglementate pentru a oferi servicii bancare.<\/p>\n
\nSid Jajodia, CEO-ul Revolut pentru SUA, a declarat pentru FT c\u0103 momentul depunerii cererii a fost favorizat de disponibilitatea Casei Albe de a sprijini noi intr\u0103ri \u00een sistemul bancar reglementat.<\/p>\n
\nRevolut a anun\u0163at joi c\u0103 Jajodia va fi promovat la nivel global ca Chief Banking Officer, iar Cetin Duransoy \u00eei va prelua func\u0163ia din SUA. Duransoy a condus anterior Raisin, care ofer\u0103 conturi de economii cu randamente ridicate \u00een parteneriat cu b\u0103nci \u015fi cooperative de credit.<\/p>\n
\nCererea din SUA vine \u00een contextul \u00een care cea mai mare fintech european\u0103 \u00eenc\u0103 nu de\u0163ine o licen\u0163\u0103 bancar\u0103 complet\u0103 \u00een Marea Britanie.<\/p>\n
\nRevolut a primit autorizarea pentru una \u00een 2024, dar r\u0103m\u00e2ne \u00een faza de \u201emobilizare\u201d \u00een timp ce \u00ee\u015fi dezvolt\u0103 infrastructura bancar\u0103, ceea ce \u00eenseamn\u0103 c\u0103 divizia sa bancar\u0103 poate de\u0163ine doar 50.000 de lire sterline \u00een depozite totale.<\/p>\n
\nRevolut inten\u0163ionase ini\u0163ial s\u0103 aplice pentru o licen\u0163\u0103 \u00een SUA dup\u0103 ob\u0163inerea licen\u0163ei britanice de la Prudential Regulation Authority.<\/p>\n
\nCa majoritatea fintech-urilor europene, Revolut \u015fi-a dorit de mult s\u0103 se extind\u0103 \u00een SUA, unde va trebui s\u0103 se diferen\u0163ieze pe o pia\u0163\u0103 a cardurilor de credit extrem de competitiv\u0103, dominat\u0103 de juc\u0103tori consacra\u0163i cu loialitate puternic\u0103 din partea clien\u0163ilor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Revolut a depus o cerere pentru o licen\u0163\u0103 bancar\u0103 \u00een SUA, valorific\u00e2nd deschiderea administra\u0163iei Trump fa\u0163\u0103 de noi juc\u0103tori \u00een sistemul bancar reglementat pentru a p\u0103trunde pe pia\u0163a american\u0103, noteaz\u0103 FT. Banca digital\u0103 cu sediul la Londra a anun\u0163at joi c\u0103 a solicitat un charter de banc\u0103 na\u0163ional\u0103 \u00een SUA la Office of the Comptroller […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,46708,348],"class_list":["post-245792","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-revolut","tag-trump"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/245792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=245792"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/245792\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=245792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=245792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=245792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}