\nGrupul bancar interna\u0163ional ING Groep a dep\u0103\u015fit a\u015ftept\u0103rile pie\u0163ei \u00een ceea ce prive\u015fte profitul trimestrial, beneficiind de venituri solide din dob\u00e2nzi \u015fi comisioane \u00een ultimele trei luni ale anului 2025, dar \u015fi de perspective financiare \u00eembun\u0103t\u0103\u0163ite pentru urm\u0103torii doi ani, informeaz\u0103 Reuters.<\/p>\n
\n\u00cen trimestrul al patrulea, ING a raportat un profit de 1,41 miliarde de euro (echivalentul a 1,69 miliarde de dolari), peste estimarea de 1,34 miliarde de euro a anali\u015ftilor \u015fi cu aproximativ 260 de milioane de euro mai mult fa\u0163\u0103 de aceea\u015fi perioad\u0103 a anului precedent.<\/p>\n
\nPentru 2026, banca anticipeaz\u0103 venituri totale de circa 24 de miliarde de euro, \u00een cre\u015ftere fa\u0163\u0103 de pu\u0163in peste 23 de miliarde de euro \u00eenregistrate anul trecut, avans sus\u0163inut \u00een principal de extinderea portofoliului de credite \u015fi de majorarea comisioanelor percepute clien\u0163ilor.<\/p>\n
\n\u201eContinu\u0103m s\u0103 vedem o cre\u015ftere s\u0103n\u0103toas\u0103 a credit\u0103rii, at\u00e2t pe segmentul de retail, c\u00e2t \u015fi pe cel corporate. Depozitele sunt \u00een cre\u015ftere, practic pe toate liniile\u201d, a declarat CEO-ul grupului, Steven van Rijswijk, \u00eentr-o discu\u0163ie cu jurnali\u015ftii.<\/p>\n
\nTotodat\u0103, ING \u015fi-a \u00eembun\u0103t\u0103\u0163it estim\u0103rile pentru 2027, un demers considerat \u201eprudent\u201d de c\u0103tre anali\u015ftii de la J.P. Morgan \u015fi RBC, semnal\u00e2nd o abordare echilibrat\u0103 \u00eentr-un context economic \u00eenc\u0103 volatil.<\/p>\n
\nVenitul net din dob\u00e2nzi, diferen\u0163a dintre dob\u00e2nzile \u00eencasate de la debitori \u015fi cele pl\u0103tite deponen\u0163ilor, a crescut cu aproape 5% fa\u0163\u0103 de anul anterior, ajung\u00e2nd la 3,93 miliarde de euro.<\/p>\n
\nAcest tip de venit a fost motorul principal al profiturilor record raportate de b\u0103ncile europene \u00een ultimii ani, \u00eens\u0103 cre\u015fterea s-a temperat \u00een prima jum\u0103tate a lui 2025, dup\u0103 ce Banca Central\u0103 European\u0103 a \u00eenceput s\u0103 reduc\u0103 dob\u00e2nzile pe fondul \u00eencetinirii infla\u0163iei.<\/p>\n
\nPentru a compensa presiunea asupra veniturilor din dob\u00e2nzi, institu\u0163iile de credit din regiune, inclusiv ING, \u00ee\u015fi diversific\u0103 sursele de c\u00e2\u015ftig, miz\u00e2nd tot mai mult pe majorarea comisioanelor \u015fi pe servicii cu valoare ad\u0103ugat\u0103.<\/p>\n
\n\u00cen acest context, ING estimeaz\u0103 c\u0103 nivelul costurilor va cre\u015fte moderat \u00een 2026, p\u00e2n\u0103 la un plafon de aproximativ 12,8 miliarde de euro, men\u0163in\u00e2nd \u00eens\u0103 o disciplin\u0103 strict\u0103 a cheltuielilor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Grupul bancar interna\u0163ional ING Groep a dep\u0103\u015fit a\u015ftept\u0103rile pie\u0163ei \u00een ceea ce prive\u015fte profitul trimestrial, beneficiind de venituri solide din dob\u00e2nzi \u015fi comisioane \u00een ultimele trei luni ale anului 2025, dar \u015fi de perspective financiare \u00eembun\u0103t\u0103\u0163ite pentru urm\u0103torii doi ani, informeaz\u0103 Reuters. \u00cen trimestrul al patrulea, ING a raportat un profit de 1,41 miliarde de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7734,14742,13395,9748,251,246,187,8887,7585,467,8210,161,37393,22479,4638,519,86,6909],"class_list":["post-244654","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-analisti","tag-asteptari","tag-castiguri","tag-comisioane","tag-consolidare","tag-crestere","tag-dobanzi","tag-estimare","tag-estimari","tag-grup","tag-ing","tag-miliarde","tag-piata-bancara","tag-pozitie","tag-profit","tag-raportare","tag-reusita","tag-venituri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=244654"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244654\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=244654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=244654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=244654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}