{"id":244594,"date":"2026-01-27T18:48:40","date_gmt":"2026-01-27T18:48:40","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=244594"},"modified":"2026-01-27T18:48:40","modified_gmt":"2026-01-27T18:48:40","slug":"cum-reuseste-un-tanar-student-sa-investeasca-chiar-si-cu-un-buget-modest-construit-doar-cu-banii-primiti-de-la-parinti","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=244594","title":{"rendered":"Cum reu\u015fe\u015fte un t\u00e2n\u0103r student s\u0103 investeasc\u0103 chiar \u015fi cu un buget modest construit doar cu banii primi\u0163i de la p\u0103rin\u0163i?"},"content":{"rendered":"<p>\nIdeea de a pune bani deoparte poate fi o adev\u0103rat\u0103 provocare atunci c\u00e2nd e\u015fti student \u015fi nu ai \u00eenc\u0103 un venit stabil pe l\u00e2ng\u0103 sprijinul financiar venit din partea familiei. \u015ei totu\u015fi, unii tineri aleg s\u0103 vad\u0103 chiar \u015fi sumele modeste ca pe o oportunitate.<\/p>\n<p>\nEste \u015fi cazul lui Rare\u015f Udrescu, student la ASE, anul II, la Facultatea de Finan\u0163e \u00een limba englez\u0103, care de\u015fi nu a cerut niciodat\u0103 mai mul\u0163i bani pentru cheltuieli personale, a avut curajul s\u0103 le spun\u0103 p\u0103rin\u0163ilor c\u0103 \u00ee\u015fi dore\u015fte s\u0103 \u00eenceap\u0103 s\u0103 investeasc\u0103.<\/p>\n<p>\n\u201eNu am venit niciodat\u0103 s\u0103 le zic c\u0103 trebuie s\u0103 \u00eemi dea mai mul\u0163i bani. \u00cens\u0103, le-am spus c\u0103 \u00eemi doresc s\u0103 \u00eencep s\u0103 investesc \u015fi i-am rugat s\u0103 m\u0103 sprijine. Le-am spus p\u0103rin\u0163ilor mei c\u0103 vreau s\u0103 investesc \u015fi i-am rugat s\u0103 \u00eemi dea cu 50-100 de lei mai mult pe lun\u0103 pentru a putea s\u0103-i pun deoparte, iar ei au fost mai mult dec\u00e2t de acord\u201d, poveste\u015fte t\u00e2n\u0103rul.<\/p>\n<p>\nMomentan, el se bazeaz\u0103 doar pe banii pe care \u00eei prime\u015fte de la p\u0103rin\u0163i. \u00cens\u0103, chiar dac\u0103 nu sunt bani munci\u0163i de el, Rare\u015f spune c\u0103 pentru el este foarte important s\u0103 aib\u0103 grij\u0103 de ei.<\/p>\n<p>\n\u201eE important s\u0103 \u00een\u0163eleg valoarea banilor c\u00e2t mai devreme, astfel \u00eenc\u00e2t atunci c\u00e2nd o s\u0103 ajung s\u0103 lucrez undeva s\u0103 \u015ftiu c\u0103 banii nu cresc \u00een copaci \u015fi \u00eenseamn\u0103 o munc\u0103 \u00een spate. Pentru c\u0103 respect aceast\u0103 munc\u0103, pun deoparte 10-20% din banii pe care \u00eei primesc pentru investi\u0163iile mele pentru c\u0103 vreau s\u0103 creez acel efect de bulg\u0103re de z\u0103pad\u0103 &#8211;&nbsp; s\u0103 str\u00e2ng o sum\u0103 mai mare \u00een timp\u201d, mai adaug\u0103 el.<\/p>\n<p>\nDespre investi\u0163ii, economisire \u015fi despre ce \u00eenseamn\u0103 s\u0103 fii parte dintr-o comunitate studen\u0163easc\u0103 au vorbit Rare\u015f Udrescu \u015fi Daria Radu, studen\u0163i la ASE \u015fi parte din proiectul Investment School al asocia\u0163iei VIP-Econosofia, \u00een timpul celui mai recent episod al emisiunii ZF Ce faci cu banii t\u0103i, sus\u0163inut\u0103 de Banca Transilvania \u015fi parte din programul FIT \u2013 Finan\u0163e pe \u00cen\u0163elesul Tuturor al BT.<\/p>\n<p>\nCe faci cu banii t\u0103i? este o emisiune ZF sub umbrela FIT \u2013 Finan\u0163e pe \u00een\u0163elesul tuturor, programul de educa\u0163ie al B\u0103ncii Transilvania. BT a lansat FIT &#8211; Finan\u0163e pe \u00cen\u0163elesul Tuturor, un program na\u0163ional de educa\u0163ie financiar\u0103 prin care \u00ee\u015fi propune s\u0103 construiasc\u0103 pentru genera\u0163iile Alpha, Z \u015fi Y o baz\u0103 solid\u0103 \u00een ceea ce prive\u015fte gestionarea banilor. Astfel, \u00een noul proiect video al Ziarului Financiar, sub umbrela FIT \u015fi sus\u0163inut de BT, \u00eentreb\u0103ri concrete \u015fi simple din sfera educa\u0163iei financiare vor deveni teme de discu\u0163ie care \u00eei vor ajuta pe tineri s\u0103 ia decizii financiare bine informate.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ideea de a pune bani deoparte poate fi o adev\u0103rat\u0103 provocare atunci c\u00e2nd e\u015fti student \u015fi nu ai \u00eenc\u0103 un venit stabil pe l\u00e2ng\u0103 sprijinul financiar venit din partea familiei. \u015ei totu\u015fi, unii tineri aleg s\u0103 vad\u0103 chiar \u015fi sumele modeste ca pe o oportunitate. Este \u015fi cazul lui Rare\u015f Udrescu, student la ASE, anul [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,149,10162,23747],"class_list":["post-244594","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-investitii","tag-parinti","tag-student"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=244594"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244594\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=244594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=244594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=244594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}