{"id":244569,"date":"2026-01-27T11:24:09","date_gmt":"2026-01-27T11:24:09","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=244569"},"modified":"2026-01-27T11:24:09","modified_gmt":"2026-01-27T11:24:09","slug":"dinamica-anuala-a-creditarii-private-a-continuat-sa-isi-incetineasca-ritmul-de-crestere-la-finalul-lui-2025-pana-la-62-imprumuturile-in-lei-s-au-majorat-cu-35-si-cele-in-valuta-cu-127-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=244569","title":{"rendered":"Dinamica anual\u0103 a credit\u0103rii private a continuat s\u0103 \u00ee\u015fi \u00eencetineasc\u0103 ritmul de cre\u015ftere la finalul lui 2025, p\u00e2n\u0103 la 6,2%. \u00cemprumuturile \u00een lei s-au majorat cu 3,5% \u015fi cele \u00een valut\u0103 cu 12,7%"},"content":{"rendered":"

\nRitmul anual de cre\u015ftere a credit\u0103rii private a \u00eencetinit \u00een luna decembrie 2025 la 6,2%, ating\u00e2nd un sold total de 447,3 miliarde lei, dup\u0103 ce \u00eemprumuturile \u00een lei s-au majorat cu 3,5%, iar cele \u00een valut\u0103 cu 12,7%, arat\u0103 datele transmise mar\u0163i de BNR.<\/p>\n

\n\u00cen noiembrie 2025, dinamica anual\u0103 de credit\u0103rii private a \u00eenregistrat o cre\u015ftere de 6,8%, fa\u0163\u0103 de 7,1% \u00een luna octombrie 2025.<\/p>\n

\n\u00cen termeni reali, \u00een luna decembrie 2025 creditarea a sc\u0103zut cu 3,2% fa\u0163\u0103 de decembrie 2024, componenta \u00een lei sc\u0103z\u00e2nd cu 5,7%, \u00een timp ce componenta \u00een valut\u0103 exprimat\u0103 \u00een lei a crescut cu 9,9% \u00een cazul exprim\u0103rii indicatorului \u00een euro.<\/p>\n

\nRaportat la evolu\u0163ia lunar\u0103, creditarea privat\u0103 a crescut \u00een luna decembrie 2025 cu 0,1% fa\u0163\u0103 de noiembrie 2025 (minus 0,1% \u00een termeni reali).<\/p>\n

\nCreditul \u00een lei, cu o pondere de 68,2% \u00een volumul total al creditului neguvernamental, s-a diminuat cu 0,6%, iar creditul \u00een valut\u0103 exprimat \u00een lei, cu o pondere de 31,8% \u00een totalul creditului neguvernamental, a crescut cu 1,6% (1,5%, \u00een cazul exprim\u0103rii indicatorului \u00een euro).<\/p>\n

\nSoldul creditelor \u00een lei a ajuns la finalul lunii noiembrie la 305.1 mld. lei, din care  190 mld. lei repre\u00adzint\u0103 \u00eemprumuturile popula\u0163iei, \u00een cre\u015ftere an la an cu 10,4%.<\/p>\n

\nCreditele \u00een lei luate de companii au \u00eenregistrat o sc\u0103dere de 6,4% p\u00e2n\u0103 la 114,7 mld. lei.<\/p>\n

\n\u00cen aceea\u015fi perioad\u0103, soldul creditelor \u00een valut\u0103 a urcat cu 12,7% an\/an, la 142 mld. lei, din care \u00eemprumuturile luate de popula\u0163ie se ridic\u0103 la 15,1 mld. lei, \u00een sc\u0103dere cu 13,3% fa\u0163\u0103 de decembrie 2024.<\/p>\n

\nCreditele \u00een valut\u0103 luate de companii totalizeaz\u0103 127 mld. lei, \u00een cre\u015ftere cu 16,8% an\/an.<\/p>\n

\nCreditului guvernamental a \u00eenregistrat o cre\u015ftere \u00een luna decembrie 2025 de 6% fa\u0163\u0103 de luna noiembrie 2025, p\u00e2n\u0103 la 280 mld.  lei. \u00cen raport cu decembrie 2024, acesta s-a majorat cu 11,9% (2% \u00een termeni reali).<\/p>\n

\n\"\"<\/a><\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n <\/p>\n

\n
\n <\/p>\n

\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Ritmul anual de cre\u015ftere a credit\u0103rii private a \u00eencetinit \u00een luna decembrie 2025 la 6,2%, ating\u00e2nd un sold total de 447,3 miliarde lei, dup\u0103 ce \u00eemprumuturile \u00een lei s-au majorat cu 3,5%, iar cele \u00een valut\u0103 cu 12,7%, arat\u0103 datele transmise mar\u0163i de BNR. \u00cen noiembrie 2025, dinamica anual\u0103 de credit\u0103rii private a \u00eenregistrat o […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[342,46260,485,183,10664,22346,9287],"class_list":["post-244569","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-continuare","tag-creditarea-privata","tag-credite","tag-imprumut","tag-incetinire","tag-inregistrare","tag-majorare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=244569"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/244569\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=244569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=244569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=244569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}