\nPia\u0163a imobiliar\u0103 intr\u0103 \u00een 2026 f\u0103r\u0103 corec\u0163iile de pre\u0163 a\u015fteptate de mul\u0163i cump\u0103r\u0103tori, dar cu o schimbare clar\u0103 de strategie. Pre\u0163urile r\u0103m\u00e2n reziliente nu pentru c\u0103 cererea explodeaz\u0103, ci pentru c\u0103 oferta nou\u0103 este la un minim istoric, iar v\u00e2nz\u0103torii din pia\u0163a secundar\u0103 nu sunt presa\u0163i de b\u0103nci sau de rate. \u00cen acest context, apartamentele second-hand devin una dintre cele mai ra\u0163ionale op\u0163iuni pentru cump\u0103r\u0103torii care apeleaz\u0103 la credit.<\/p>\n
\n\u201eNu suntem \u00eentr-o bul\u0103 imobiliar\u0103. O pia\u0163\u0103 \u00een care aproximativ 60% dintre tranzac\u0163ii s-au realizat cu bani cash este o pia\u0163\u0103 de economisire, nu una de specul\u0103 bazat\u0103 pe datorie\u201d, a explicat Claudiu Trandafir, economist \u015fi fondator OferteBancare.ro<\/p>\n
\nAnul 2026 aduce \u015fi o repozi\u0163ionare a credit\u0103rii. Dup\u0103 v\u00e2rful dob\u00e2nzilor din anii anteriori, costurile pe dob\u00e2nd\u0103 fix\u0103 se stabilizeaz\u0103, iar dob\u00e2nzile variabile scad odat\u0103 cu IRCC. B\u0103ncile intr\u0103 \u00eentr-o competi\u0163ie tot mai agresiv\u0103 pentru refinan\u0163\u0103ri \u015fi clien\u0163i noi, cu oferte care ajung sub nivelul infla\u0163iei, transform\u00e2nd creditul \u00eentr-un instrument mai eficient dec\u00e2t \u00een anii trecu\u0163i.<\/p>\n
\n\u00cen paralel, modific\u0103rile legislative ap\u0103rute dup\u0103 cazul Nordis cresc nivelul de protec\u0163ie pentru cump\u0103r\u0103tori, dar limiteaz\u0103 accesul la finan\u0163are al dezvoltatorilor mici \u015fi medii. Pia\u0163a se consolideaz\u0103 \u00een jurul juc\u0103torilor mari, iar num\u0103rul autoriza\u0163iilor de construire, \u00een special \u00een Bucure\u015fti, continu\u0103 s\u0103 scad\u0103. Rezultatul, mai pu\u0163ine locuin\u0163e noi livrate \u015fi o presiune suplimentar\u0103 asupra ofertei.<\/p>\n
\nAstfel, 2026 nu se anun\u0163\u0103 anul ieftinirilor, ci al deciziilor calculate. Pre\u0163urile r\u0103m\u00e2n stabile, dar regulile jocului se schimb\u0103, iar pia\u0163a second-hand iese, poate pentru prima dat\u0103 dup\u0103 mul\u0163i ani, \u00een prim-plan.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pia\u0163a imobiliar\u0103 intr\u0103 \u00een 2026 f\u0103r\u0103 corec\u0163iile de pre\u0163 a\u015fteptate de mul\u0163i cump\u0103r\u0103tori, dar cu o schimbare clar\u0103 de strategie. Pre\u0163urile r\u0103m\u00e2n reziliente nu pentru c\u0103 cererea explodeaz\u0103, ci pentru c\u0103 oferta nou\u0103 este la un minim istoric, iar v\u00e2nz\u0103torii din pia\u0163a secundar\u0103 nu sunt presa\u0163i de b\u0103nci sau de rate. \u00cen acest context, apartamentele […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7331,340,8616,6299],"class_list":["post-243966","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-apartamente","tag-preturi","tag-second-hand","tag-surpriza"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/243966","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=243966"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/243966\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=243966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=243966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=243966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}