{"id":242679,"date":"2025-11-28T11:52:26","date_gmt":"2025-11-28T11:52:26","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=242679"},"modified":"2025-11-28T11:52:26","modified_gmt":"2025-11-28T11:52:26","slug":"symphopay-lanseaza-one-platforma-care-ofera-bancilor-agilitatea-unui-fintech-pentru-a-transforma-serviciile-de-acceptare-plati","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=242679","title":{"rendered":"Symphopay lanseaz\u0103 ONE, platforma care ofer\u0103 b\u0103ncilor agilitatea unui fintech pentru a transforma serviciile de acceptare pl\u0103\u0163i"},"content":{"rendered":"

\n\u00cen era fintech \u015fi a neo-b\u0103ncilor, \u00een era \u00een care comercian\u0163ii se a\u015fteapt\u0103 la experien\u0163e omnichannel unificate (spre exemplu, nu mai sunt deschi\u015fi s\u0103 foloseasc\u0103 multe POS-uri la casele de marcat, vor POS-uri inteligente care s\u0103 \u00eei ajute \u00een procesul de marketing \u015fi v\u00e2nz\u0103ri etc), actorii din sistemul tradi\u0163ional bancar risc\u0103 s\u0103 piard\u0103 agilitate \u00een adresarea segmentelor strategice de clien\u0163i, , \u00een contextul unei presiuni competitive din ce \u00een ce mai mari din partea furnizorilor globali de acquiring, care servesc deja clien\u0163ii mari ai b\u0103ncilor \u00een alte pie\u0163e.<\/span><\/o:p><\/span><\/p>\n

\nSymphopay ONE abordeaz\u0103 exact aceast\u0103 provocare structural\u0103 a procesului de acquiring \u2014 fragmentarea. Noua platform\u0103 permite unificarea tuturor tranzac\u0163iilor, conectarea tuturor comercian\u0163ior, a canalelor de plat\u0103 (online sau offline) \u015fi a proceselor cu valoare ad\u0103ugat\u0103 \u00eentr-o experien\u0163\u0103 omnichannel unificat\u0103Acest sistem de orchestrare a pl\u0103\u0163ilor permite b\u0103ncilors\u0103 opereze cu mai mult\u0103 agilitate, control sporit \u015fi vizibilitate mai bun\u0103 asupra pl\u0103\u0163ilor.<\/span><\/o:p><\/span><\/p>\n

\nNoua platform\u0103 ofer\u0103 astfel b\u0103ncilor posibilitatea de a transforma procesul de acquiring dintr-un serviciu utilitar \u00eentr-un business de cre\u015ftere.<\/span><\/o:p><\/span><\/p>\n

\n\u201eViitorul procesului de acquiring apar\u0163ine acelor b\u0103nci care pot controla astfel experien\u0163a clientului , transform\u00e2nd fiecare plat\u0103 \u00eentr-un moment relevant de interac\u0163iune cu clientul\u201d a declarat Daniel Nicolescu, CEO Symphopay. \u201eCu Symphopay ONE, oferim  b\u0103ncilor agilitatea unui fintech, \u00een completarea \u00eencrederii de care se bucur\u0103 o b\u0103nc\u0103 tradi\u0163ional\u0103\u201d.<\/span><\/o:p><\/span><\/p>\n

\n\u201eExperien\u0163a noastr\u0103 acumulat\u0103 prin colaborarea cu furnizorii de tehnologie care sus\u0163in marii retaileri \u015fi businessul lor de acquiring eviden\u0163iaz\u0103 valoarea unei orchestr\u0103ri moderne a pl\u0103\u0163ilor. Viziunea din spatele solu\u0163iilor inovatoare precum Symphopay ONE reflect\u0103 direc\u0163ia mai ampl\u0103 a industriei c\u0103tre un ecosistem de pl\u0103\u0163i mai mai bine digitalizat, mai agil \u015fi centrat pe comerciant \u2014 unul conceput pentru a genera valoare dincolo de simpla acceptare.\u201d \u2014 Maricela Li\u0163canu, Global Transaction Banking Executive Director la BRD – Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale.<\/span><\/o:p><\/span><\/p>\n

\nSymphopay este un fintech fintech rom\u00e2nesc, fondat \u00een 2015, specializat \u00een orchestrarea pl\u0103\u0163ilor pentru b\u0103nci \u015fi comercian\u0163i enterprise. Prin platforma sa cloud, Symphopay conecteaz\u0103 canale de plat\u0103, acquireri \u015fi sisteme de loializare \u00eentr-un ecosistem unificat care ofer\u0103 informa\u0163ii \u00een timp real, flexibilitate \u00een integrare \u015fi noi modele de interac\u0163iune cu clien\u0163ii. Symphopay s-a impus ca un strat middleware \u00eentre b\u0103nci \u015fi comercian\u0163i iar tehnologia companiei coordoneaz\u0103 deja pl\u0103\u0163ile pentru unii dintre cei mai importan\u0163i retaileri din Rom\u00e2nia \u2014 inclusiv Profi, eMAG, Intersport, FAN Courier, Sameday, NEPI, Farmacia Tei \u015fi mul\u0163i al\u0163ii \u2014 gestion\u00e2nd milioane de tranzac\u0163ii lunare pe canale fizice \u015fi digitale.<\/span><\/p>\n

\n\u00cen 2025, volumele de tranzac\u0163ii ale Symphopay au crescut de 10 ori, reflect\u00e2nd at\u00e2t scalabilitatea platformei, c\u00e2t \u015fi cererea tot mai mare pentru solu\u0163ii de gestionare de pl\u0103\u0163i omnichannel, at\u00e2t de partea comercian\u0163ilor, c\u00e2t \u015fi a juc\u0103torilor din domeniul bancar.<\/o:p><\/span><\/p>\n

\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Timp de decenii, procesul de acquiring (acceptarea de c\u0103tre banc\u0103 a sumelor pl\u0103tite de cump\u0103r\u0103tor \u00een contul unui comerciant, \u00eentr-un magazin fizic sau online) a fost privit \u00een mediul bancar mai mult ca un serviciu utilitar, o roti\u0163\u0103 necesar\u0103 \u00eentr-un angrenaj al comer\u0163ului modern. Procesul de aquiring \u00eens\u0103 este foarte fragmentat \u00eentre diverse sisteme de pl\u0103\u0163i, furnizori tehnologici \u015fi canale comerciale, gener\u00e2nd b\u0103ncilor mai degrab\u0103 costuri dec\u00e2t valoare strategic\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,511],"tags":[32888,7267,450,93,15],"class_list":["post-242679","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-afaceri","tag-acceptare","tag-banci","tag-platforma","tag-plati","tag-servicii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/242679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=242679"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/242679\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=242679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=242679"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=242679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}