\nIndia trece printr-un boom al averilor \u015fi al serviciilor de private banking, \u00eens\u0103 oferta de bancheri cu experien\u0163\u0103 capabili s\u0103 gestioneze rela\u0163iile cu clien\u0163ii ultra-boga\u0163i r\u0103m\u00e2ne limitat\u0103. \u00cen acest context, Dezerv, un start-up digital de wealth management din Mumbai, propune o abordare diferit\u0103: recruteaz\u0103 absolven\u0163i proasp\u0103t ie\u015fi\u0163i de pe b\u0103ncile facult\u0103\u0163ii \u015fi \u00eei preg\u0103te\u015fte cu ajutorul inteligen\u0163ei artificiale, scrie Bloomberg.<\/p>\n
\n\u201eMajoritatea competi\u0163iei cheltuie sume uria\u015fe pentru a angaja relationship managers cu experien\u0163\u0103, ceea ce este costisitor. Noi construim competen\u0163ele intern, folosind tehnologie\u201d, spune Sandeep Jethwani, cofondator Dezerv. Compania are \u00een prezent aproximativ 170 de relationship managers, cei mai mul\u0163i cu background \u00een industria bancar\u0103 tradi\u0163ional\u0103.<\/p>\n
\nSus\u0163inut de Premji Invest, family office-ul miliardarului tech Azim Premji, Dezerv inten\u0163ioneaz\u0103 s\u0103 angajeze \u00een jur de 120 de noi relationship managers p\u00e2n\u0103 la finalul lui 2026. Majoritatea vor fi tineri absolven\u0163i care vor trece printr-un program intensiv de preg\u0103tire de trei p\u00e2n\u0103 la \u015fase luni bazat pe AI, \u00eenainte de a putea lucra direct cu clien\u0163ii.<\/p>\n
\nCompania a fost fondat\u0103 de Sandeep Jethwani, Sahil Contractor \u015fi Vaibhav Porwal, fo\u015fti bancheri la 360 One WAM Ltd. Recent, Dezerv a atras 40 milioane dolari \u00een runda de finan\u0163are Series C, condus\u0103 de Premji Invest \u015fi Accel, evalu\u00e2nd start-up-ul la aproximativ 300 milioane dolari, potrivit datelor Tracxn.<\/p>\n
\nDezerv administreaz\u0103 deja aproximativ 1,7 miliarde dolari \u00een active \u015fi lucreaz\u0103 cu clien\u0163i care au minimum 5 milioane rupii (circa 56.000 dolari) pentru a deschide un cont. Totu\u015fi, platforma sa digital\u0103 num\u0103r\u0103 deja peste 600.000 de utilizatori activi care \u00ee\u015fi monitorizeaz\u0103 investi\u0163iile \u00een ac\u0163iuni, obliga\u0163iuni, depozite bancare \u015fi fonduri de pensii. Aceste date sunt folosite pentru antrenarea modelului AI intern.<\/p>\n
\nCre\u015fterea apetitului investitorilor pentru instrumente precum ChatGPT sau Perplexity arat\u0103 nevoia urgent\u0103 de integrare a AI \u00een procesele de analiz\u0103 financiar\u0103 \u015fi consultan\u0163\u0103. \u201eIdeea este s\u0103 transform\u0103m know-how-ul nostru investi\u0163ional \u00eentr-un motor AI care poate scala expertiza\u201d, explic\u0103 Jethwani. \u00cen prezent, Dezerv are peste 110 speciali\u015fti \u00een tehnologie \u015fi design, al\u0103turi de o echip\u0103 de 35 de exper\u0163i \u00een investi\u0163ii care lucreaz\u0103 la dezvoltarea acestei platforme.<\/p>\n
\nPe fundalul unei competi\u0163ii intense pentru talente, \u00een care salariile relationship managerilor experimenta\u0163i cresc la niveluri record, strategia lui Dezerv reprezint\u0103 o posibil\u0103 direc\u0163ie pentru \u00eentreaga industrie: formarea in-house a unei noi genera\u0163ii de private bankers digital-nativi, \u00een locul achizi\u0163iei scumpe a unor profesioni\u015fti cu vechime.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
India trece printr-un boom al averilor \u015fi al serviciilor de private banking, \u00eens\u0103 oferta de bancheri cu experien\u0163\u0103 capabili s\u0103 gestioneze rela\u0163iile cu clien\u0163ii ultra-boga\u0163i r\u0103m\u00e2ne limitat\u0103. \u00cen acest context, Dezerv, un start-up digital de wealth management din Mumbai, propune o abordare diferit\u0103: recruteaz\u0103 absolven\u0163i proasp\u0103t ie\u015fi\u0163i de pe b\u0103ncile facult\u0103\u0163ii \u015fi \u00eei preg\u0103te\u015fte cu […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10254,9329,4124,4126,195,32766,232,204],"class_list":["post-242048","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-absolventi","tag-angajari","tag-bancheri","tag-clienti","tag-experienta","tag-folosire","tag-india","tag-tehnologie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/242048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=242048"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/242048\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=242048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=242048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=242048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}