{"id":241518,"date":"2025-10-24T17:28:20","date_gmt":"2025-10-24T17:28:20","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=241518"},"modified":"2025-10-24T17:28:20","modified_gmt":"2025-10-24T17:28:20","slug":"decizie-fara-precedent-in-lumea-crypto-cea-mai-mare-banca-din-sua-permite-pentru-prima-oara-sa-se-foloseasca-detinerile-de-bitcoin-si-ether-ca-si-colateral-pentru-clienti","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=241518","title":{"rendered":"Decizie f\u0103r\u0103 precedent \u00een lumea crypto: Cea mai mare banc\u0103 din SUA, permite pentru prima oar\u0103 s\u0103 se foloseasc\u0103 de\u0163inerile de Bitcoin \u015fi Ether ca \u015fi colateral pentru clien\u0163i"},"content":{"rendered":"<p>\nJPMorgan Chase &#038; Co. inten\u0163ioneaz\u0103 s\u0103 permit\u0103 clien\u0163ilor institu\u0163ionali s\u0103 foloseasc\u0103 de\u0163inerile lor de Bitcoin \u015fi Ether drept garan\u0163ie pentru \u00eemprumuturi p\u00e2n\u0103 la sf\u00e2r\u015fitul anului, marc\u00e2nd o etap\u0103 semnificativ\u0103 \u00een integrarea criptomonedelor pe Wall Street, potrivit Bloomberg.&nbsp;<\/p>\n<p>\nProgramul, care va fi oferit la nivel global, se va baza pe un custode ter\u0163 pentru a p\u0103stra \u00een siguran\u0163\u0103 tokenurile depuse drept garan\u0163ie, potrivit unor surse familiare cu ini\u0163iativa. Aceasta extinde decizia anterioar\u0103 a JPMorgan de a accepta ETF-uri legate de criptomonede ca garan\u0163ie.<\/p>\n<p>\nExtinderea programului arat\u0103 c\u00e2t de rapid p\u0103trund criptomonedele \u00een infrastructura central\u0103 a sistemului financiar. Pe fondul raliului Bitcoin din acest an \u015fi al relax\u0103rii reglement\u0103rilor sub administra\u0163ia Trump, marile b\u0103nci \u00eencep s\u0103 integreze activele digitale tot mai profund \u00een sistemul de creditare.<\/p>\n<p>\nPentru JPMorgan, aceasta este at\u00e2t o schimbare simbolic\u0103, c\u00e2t \u015fi una practic\u0103: banca al c\u0103rei director general, Jamie Dimon, descria anterior Bitcoin ca pe o \u201eescrocherie exagerat\u0103\u201d sau o \u201epiatr\u0103 de companie\u201d, nu mai trateaz\u0103 acum criptoactivele ca pe un pariu marginal. \u00cen schimb, ele vor fi acceptate ca garan\u0163ie pentru \u00eemprumuturi, la fel ca ac\u0163iunile, obliga\u0163iunile, aurul sau alte active tradi\u0163ionale.<\/p>\n<p>\n\u00cen ultima perioad\u0103, Dimon \u015fi-a moderat par\u0163ial pozi\u0163ia, de\u015fi r\u0103m\u00e2ne sceptic:<br \/>\n\u201eNu cred c\u0103 ar trebui s\u0103 fum\u0103m, dar \u00ee\u0163i ap\u0103r dreptul de a fuma\u201d, a spus el la conferin\u0163a investitorilor JPMorgan din luna mai. \u201e\u00ce\u0163i ap\u0103r dreptul de a cump\u0103ra Bitcoin, f\u0103-o, dac\u0103 vrei.\u201d<\/p>\n<p>\nJPMorgan nu este singura institu\u0163ie financiar\u0103 de pe Wall Street care a p\u0103truns mai ad\u00e2nc \u00een pia\u0163a activelor digitale, sprijinit\u0103 de pozi\u0163ia pro-cripto a administra\u0163iei Trump \u015fi de relaxarea reglement\u0103rilor.<\/p>\n<p>\nDe exemplu, Morgan Stanley inten\u0163ioneaz\u0103 s\u0103 le permit\u0103 clien\u0163ilor platformei sale de retail E*Trade s\u0103 aib\u0103 acces la principalele criptomonede \u00een prima jum\u0103tate a anului viitor.<br \/>\nAlte firme importante, precum State Street Corp., Bank of New York Mellon Corp. \u015fi Fidelity, ofer\u0103 deja servicii de custodie pentru criptomonede.<\/p>\n<p>\nO modificare recent\u0103 de reglementare a permis \u015fi companiilor precum BlackRock Inc. s\u0103 accepte Bitcoin de la investitori \u015fi s\u0103 le converteasc\u0103 \u00een participa\u0163ii \u00een ETF-uri care urm\u0103resc evolu\u0163ia tokenului.<\/p>\n<p>\nJPMorgan a \u00eenceput s\u0103 exploreze ideea de a oferi \u00eemprumuturi garantate cu Bitcoin \u00eenc\u0103 din 2022, \u00eens\u0103 proiectul a fost pus \u00een a\u015fteptare, potrivit surselor. De atunci, cererea clien\u0163ilor pentru servicii cripto pe Wall Street a crescut semnificativ, pe m\u0103sur\u0103 ce pia\u0163a s-a extins, iar reglement\u0103rile s-au relaxat.<\/p>\n<p>\nReguli clare pentru acest sector sunt deja \u00een vigoare \u00een regiuni precum Uniunea European\u0103, Singapore \u015fi Emiratele Arabe Unite, iar Congresul SUA dezbate \u00een prezent un proiect de lege privind structura pie\u0163ei cripto.<br \/>\nChiar dac\u0103 pia\u0163a a trecut recent printr-o corec\u0163ie puternic\u0103, Bitcoin a atins un nou maxim istoric de 126.251 de dolari la \u00eenceputul acestei luni.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>JPMorgan Chase &#038; Co. inten\u0163ioneaz\u0103 s\u0103 permit\u0103 clien\u0163ilor institu\u0163ionali s\u0103 foloseasc\u0103 de\u0163inerile lor de Bitcoin \u015fi Ether drept garan\u0163ie pentru \u00eemprumuturi p\u00e2n\u0103 la sf\u00e2r\u015fitul anului, marc\u00e2nd o etap\u0103 semnificativ\u0103 \u00een integrarea criptomonedelor pe Wall Street, potrivit Bloomberg.&nbsp; Programul, care va fi oferit la nivel global, se va baza pe un custode ter\u0163 pentru a p\u0103stra [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4126,16538],"class_list":["post-241518","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-clienti","tag-jpmorgan"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=241518"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/241518\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=241518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=241518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=241518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}